Stefan Lembo-Stolba leads Experian Consumer Service's data research on Ask Experian, publishing insights based on Experian's credit data of over 220 million U.S. consumers. Stefan's research aims to help the public better understand consumer trends across credit cards, mortgages, personal loans, student loans, consumer debt, credit scores and more. Strategic initiatives focus on credit inclusion, illustrating the challenges people face with bad credit, subprime credit scores and thin-file credit data.
Experian Consumer Services' Data Research Program continually works to expand credit education coverage and to share insights broadly among a wider audience. Experian's research is frequently shared and cited by debt and credit experts, along with local and national publications throughout the U.S.
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