Carla Fried

Carla Fried has been explaining smart money management strategies to consumers for more than 20 years, starting as a reporter at Money Magazine. For the past 15 years she has has written for Money Magazine, The New York Times, Bloomberg.com, Consumer Reports, CNBC.com and Barrons.com. Her areas of expertise range from all aspects of retirement planning, home buying/selling, saving/paying for college, credit management, insurance, and navigating the often tricky generational challenges of family finances.

Articles by Carla Fried

Is a Charge Card Different from a Credit Card?

June 25, 2018

A charge card is a type of credit card with a unique twist—they typically require customers to pay their entire bill in full each month. Find out more.

What Is an Identity Theft Affidavit?

June 23, 2018

An Identity Theft Affidavit can help victims of ID theft prove to a business that their financial data was used to open a fraudulent account. Read more.

What Is a Credit Card CVV?

June 21, 2018

A card verification value (CVV) s a three or four-digit number printed on your credit card that adds an extra level of security. Find out more.

Here’s Everything You Need to Know About Consolidating Your Student Loans

June 20, 2018

Find out if student loan consolidation may be a good option for your federal and private student loans.

Best Options for Dealing with an Upside Down Car Loan

June 13, 2018

The economics of buying a car is driving many households into a financial pothole. Read more for the best options to take with an upside down car loan.

You Don’t Need a Cosigner to Get This Kind of Student Loan

May 9, 2018

With high school graduation fast approaching, figuring out how to pay for college is top of mind for many students. But all students are eligible for federal student loans...

What Is an Adjustable-Rate Mortgage?

May 8, 2018

An adjustable-rate mortgage is a loan used to purchase a home where the interest rate can change over time. An adjustable-rate mortgage, often called an ARM, differs from a...

FICO® Score: What It Is and Why It’s Important

April 12, 2018

A FICO® Score is one of the credit scores most commonly used by lenders and businesses to assess your credit history and decide if you are financially reliable. Find...

What Is Chapter 7 Bankruptcy?

April 4, 2018

If you are unable to keep up with your credit card and loan payments, filing Chapter 7 bankruptcy can erase some of your debts. Chapter 7 bankruptcy is an...

What Is Chapter 13 Bankruptcy?

April 4, 2018

Chapter 13 bankruptcy helps people struggling with debt by putting them on a repayment plan that can make it easier to pay back what they owe. Find out more...

What Is a Conventional Loan?

March 28, 2018

A conventional loan is a mortgage that is not backed by a government agency. Conventional loans are often also called “conforming” loans because they follow lending rules set by...

Bankruptcy: Chapter 7 vs. Chapter 13

March 28, 2018

If you’re in serious debt and can’t keep up with repaying loans and credit card bills, Chapter 7 and Chapter 13 bankruptcy are the two most common programs you...