Credit Report & Scores » Score Advice » Audio: How Often is My FICO® Score Updated?

Audio: How Often is My FICO® Score Updated?

How often do your FICO® Scores see updates? That depends on your credit activity, and how often new information is added to your credit report. Listen in to learn more about how you impact the updates your FICO Scores receive.

For answers to some of the most common credit questions, join Credit 101 for a quick play-by-play. Don’t let your FICO Scores be a mystery to you: arm yourself with useful answers to build your credit confidence and help master your financial future.

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Welcome to Credit 101, simple answers to the most common credit questions like… “How often is my FICO Score updated?”

Well, it most cases, it’s up to you! Your FICO® Score is likely to change whenever information in your credit report changes for any number of reasons. For example, maybe you opened or closed an account. Or you paid off a loan. Or you maxed out a credit card. Or you missed one or more payments. And your score can also change when a lender reports new activity to the credit bureau. This can usually take 30 to 45 days depending on the financial institution.

So there you have it. If you have a credit question, post it on our Facebook page and we’ll answer it. Maybe even right here on the next episode of Credit 101 – brought to you by Experian.

Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. All information, including rates and fees, are accurate as of the date of publication.