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Here’s Why Your Credit Scores Could Jump This Week

If your credit scores are a little higher all of a sudden and you can’t figure out why, there’s an explanation. Starting April 16, all three credit bureaus will remove all tax liens from consumer credit reports. Find out more.

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Here’s Everything You Need to Know About the Risks of Mortgage Fraud

April 18, 2018

Mortgage fraud occurs when a potential homebuyer, seller, or lender lies or omits key information that leads to a mortgage loan approval or terms that the applicant wouldn’t normally...

Late Credit Card Payment? Here’s What to Do

April 17, 2018

I’m usually pretty good about taking care of my bills on time. But a few months ago, I paid for something with a credit card I don’t use that...

Hackers Think Global, Act Local: Small Businesses at Greater Risk, Report Says

April 17, 2018

Data breaches at large corporations make news, but hackers and thieves are increasingly focusing their work on small businesses. Read about the biggest finding from the annual Verizon Data...

What Are Credit Card Balance Transfer Fees?

April 17, 2018

A credit card balance transfer fee is a fee you pay if you transfer a balance from one credit card to another one. You typically have to pay a...

The Impact of Requesting Lower Credit Limits

April 17, 2018

Dear Experian, If I lower my credit limits on my credit cards, does that lower my credit score? If so, why? - PGR

5 Common Threats to Kids on Social Media

April 16, 2018

If you’re a parent with a kid old enough to use a smartphone, chances are you’re worried about what they are doing on social media. You’re right to be...

4 Ways to Protect Your Children from Social Media Threats

April 16, 2018

To protect kids against social media predators, it’s important to educate them on potential warning signs. Read more and start being proactive in protecting your kids from common social...

Can I Get a Loan Against My Tax Refund?

April 16, 2018

Yes, you can get a loan against your tax refund if a “tax advance refund” is offered by the tax preparation service that you choose. However, the tax preparation...

Russian Hackers Aren’t the Only Ones to Worry About: Online Shopping Fraud Report

April 13, 2018

Russian hackers and trolls received all the media attention but China and Venezuela were the sources of the most overseas e-commerce fraud attacks in 2017. Read more.

This New Chip-Theft Scam Will Blow Your Mind

April 13, 2018

Debit cards can help you better manage your finances but there’s an alarming new risk. Criminals are targeting computer chips in new debit cards, replacing them with stolen ones...

FICO® Score: What It Is and Why It’s Important

April 12, 2018

A FICO® Score is one of the credit scores most commonly used by lenders and businesses to assess your credit history and decide if you are financially reliable. Find...

How Long Does a Bankruptcy Stay on Your Credit Report

April 12, 2018

When consumers have more debt than savings and are faced with mounting bills and saddled with other ones such as student loans, filing for bankruptcy might be the only...