Categories

Student Credit Cards

If I am 18 Years Old, How Can I Get a Credit Card?

Because you are under 21, you probably will likely need to have someone add you as an authorized user or a joint account holder in order to get a credit card. The Credit Card Accountability, Responsibility and Disclosure, or Credit CARD, Act prohibits you from getting a credit card without an authorized user or a joint account holder in order to protect you. The law says you have to have an authorized user or a joint account holder or demonstrate the ability to repay, unless you can prove independent means of income.

Check out the scope to hear answers to all the questions asked:

Do you have questions about credit?

Join our live video chat every Tuesday and Thursday at 2:30 p.m. ET on Periscope. Rod Griffin, Director of Public Education at Experian, is available to answer your questions live.

Scoped on: 03/15/2016

Resources