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Knowledge IQ through Precise ID
Knowledge IQSM provides a strong level of fraud prevention, using both sophisticated challenge-response questions designed to be answered only by the true consumer and robust fraud models to authenticate a consumer’s identity.

Precise IDSM is a powerful identity authentication and fraud detection tool that integrates Experian's breadth of data, products, advanced analytics and decisioning technology to offer a comprehensive risk score, custom scores and fraud classification types, all on a single platform.

Accessing Knowledge IQ through Precise ID allows you to:

Take a risk-based approach to authentication

Target only the riskiest consumers by first looking at the Precise ID score or other criteria prior to initiating an interactive question session.

Establish a positive, convenient consumer experience

The use of progressive questions allows the true consumer to complete authentication faster.

Gain a more accurate picture of the applicant

A single solution offering multisource, credit and noncredit data provides a more accurate view of the applicant.

Features

A single integration point for identity verification

Knowledge IQ is the only integrated scoring and question solution from a single provider. Question performance alone provides only a partial view of the applicant. A single solution offering strong consumer identification with fraud scoring and question performance provides a more comprehensive view of the applicant.

Analytical scores using multiple data sources

Credit- and noncredit-based questions, as well as a combination of both, are available to satisfy varying crediting decisions and authentication needs.

Configurable question presentation and time limits

Client-controlled question configuration provides the flexibility to use questions in a variety of scenarios. With global question exclusion, each consumer receives the question only once over a specific time period.

For more information on Knowledge IQ through Precise ID, contact us at 1 888 414 1120.


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For more information, please contact us at 1 888 414 1120.
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