Public policy insight for your business

CFPB receives authority without a director in place
The Consumer Financial Protection Bureau (CFPB) officially received authority to oversee and enforce 18 consumer protection laws on July 21. Promptly thereafter, President Obama nominated former Ohio Attorney General Richard Cordray to be the first director of the CFPB, ending speculation about whether he would nominate Harvard Professor Elizabeth Warren.

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Congress continues to debate data breach legislation
Members of both the House and the Senate have continued to debate and discuss data security and data breach notification legislation in the aftermath of large-scale data breaches that occurred this spring. Continued domestic...

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Obama administration plans to develop privacy codes of conduct for industry
Although we have witnessed attempts by Congress to act on the issue of online privacy, there has not been a general consensus reached among lawmakers that would allow ...

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Debt collection industry to see regulatory changes
While the debt collection industry is using cutting-edge, 21st-century technology to communicate with consumers, it has been relying on the laws and regulations that were written more than 30 years ago.

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Also In This Issue:
In The States:
Employer use of credit continues to be top priority in the states

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In Focus
  On May 5, the Policy and Economic Research Council (PERC) released the results of a study on the accuracy of data collected and maintained by the three nationwide consumer reporting agencies — Equifax, Experian and TransUnion — as well as the impact of credit report dispute outcomes.

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