SF Police Credit Union In 2009, SF Police Credit Union (SFPCU) partnered with consultants at Experian to implement a risk-based pricing program that incorporates the credit union’s traditional values with highly developed and effective pricing strategies. Headquartered in San Francisco since 1953, the credit union remains strong and competitive amid the difficulties facing many financial institutions in a down economy. Read more

Emerging credit card trends in today’s volatile marketplace The last edition of New Horizons spotlighted trends in the mortgage industry. Another hot topic of late has been credit cards. According to the Experian-Oliver Wyman Market Intelligence reports for the second quarter of 2009, several ... Read more	Re-evaluating your collections techniques You would not set a primary cutoff score and never re-evaluate it, would you? Would you select risk- based pricing tiers and interest rates and never give them a second glance? The answer is no. You also would not select one collections ... Read more	Score migration: understanding your account holders’ credit health Many clients pull refreshed data on their booked accounts, including an updated risk score. You may be wondering why this piece of information is helpful. In today’s economic environment, financial institutions need to monitor ... Read more

Also In This Issue: Hot Topics Join our blog discussions on Red Flag rules, risk-based pricing, portfolio monitoring and more. Complimentary Webinars That was then, this is now: The power of attributes in today’s marketplace Decisioning with analytics: Harness the value of scoring and analytics in a dynamic marketplace Employee Spotlight Mark Herman Mark Herman joined Experian in April 2009 as an Analytics and Business Consultant in the Decision Analytics Group... Past New Horizons Newsletters Spring 2009 Summer 2008

Product Spotlight Enhance compliance and profitability with Experian’s Performance InsightSM Events International Business Rules Forum Nov 1 - 5, 2009 Las Vegas, NV Vision 2010 Conference May 2 - 5, 2009 Phoenix, AZ Client Corner Did a friend forward this email to you? Sign up to receive your own bi-annual copy. Sign up for our weekly email Credit Cornerstone and receive up-to-date credit and data intelligence.