Identifying and reacting to changes in your portfolio
Many institutions have seen changes in their portfolios as a result of economic turmoil. Identifying and reacting to these changes are vital to a successful lending program. Portfolio changes can be addressed in two key areas: new applicants and existing loans.
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Score migration: a way to monitor portfolio performance
Times are changing for financial institutions. With a double-digit national unemployment rate, a severe recession and new credit lending laws that took effect in February, institutions need to be more vigilant.
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How well do you really know your applicants?
Organizations spend a great deal of time and resources developing and marketing products to the applicant base they think they know only to find the relationship has not met their expectations.
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