At the heart of each of our businesses are real people who need financial options and are critical to getting our economy back on track. While bank regulators have pushed the lending industry to enhance safety and soundness, the pressure is rising on consumers who have a growing, unmet need for credit.  

We believe that now is the right time to expand portfolios by offering the right credit solution to the right customer. Now is the time because consumers need relief, you need to grow, and Experian® has developed a wide range of solutions to help you succeed.

Let’s get specific.  In this issue, I have included an article on Extended View^SM, a new core bureau score that will raise your scoreable population up to 99% of your inquiries – a groundbreaking change.

You have told us the number-one reason people abandon online applications is because they are worried they’ll be declined. Change this by matching consumers to the product that best fits their credit profile at the start of the shopping process, greatly improving their chances of approval when they apply.  Premium Prequal allows you to use credit scores to your advantage by empowering your consumer and increasing traffic into your acquisition funnel.

Lastly, the recently proposed rule defining who will be covered by the CFPB’s nonbank supervision program has left lenders wondering what to expect in 2012.  Read more on what these rules could mean to you.

The time is now to grow your portfolio. Continue to look to Experian to stay on top of the financial world and to give you the tools you need to navigate it successfully.

For additional information, please contact your account executive, %%CIS_SALES_REP%% at %%CIS_SALES_REP_PHONE%% or %%CIS_SALES_REP_EMAIL%%.