Experian News Issue 6 April 2010

Experian® Expertise for your business

Collection agency realizes ROI of $72 per $1 spent on data with Collection TriggersSM
First Financial Asset Management, Inc. (FFAM) implemented Experian’s Collection TriggersSM as a cost-effective, flexible way to monitor collection accounts.

Find out how Experian helped FFAM increase collections by $3.5 million.
Having a hard time locating your past-due customers?
Enhanced prospect marketing efforts increase return on investment
Making better business decisions — Tap into Experian’s Decisioning Guide


Industry Trends
  What impact will consumer deleveraging have on credit growth?
Experian® tracked a sample of more than 426,000 credit-active consumers over a six-year period to understand the impact and implications of consumer deleveraging.
  Are recent delinquencies showing signs of a rebound?
Access industry insights from The Experian-Oliver Wyman Market Intelligence Reports

Client Corner

  Credit CARD Act of 2009
As a result of the Credit CARD Act of 2009, what areas do you feel will be most affected by the end of your fiscal year?

  the heart of ExperianGet to know the Heart of Experian:
Experian empowers employees to take an active role in surrounding neighborhoods, strengthening ties to the community and building a variety of dedicated relationships.

  This issue’s featured topic:
Marriage and your credit report:
What happens when you change your name?

  We hear you
Check out the results of our most recent client loyalty survey...

  Do your customers have questions?
Ask an Experian expert

Experian Expertise

  Experian wins fourth consecutive annual TRMA Best in Class Award
from the Telecommunications Risk Management Association (TRMA).
  Capturing a Complete Financial Picture of the Borrower
A truly effective estimation model can capture a complete financial picture of the borrower, providing greater insight into one’s ability to meet one’s obligations.

Complimentary Webinars/Case Studies

  Using Collection Triggers, First Financial Asset Management collected $3.5 million - a return of $72 for every $1 spent on trigger data.
  Getting the Whole Picture: Using credit data to Evaluate Risk in Small Businesses
Learn how you can use this data to make the best and most-educated credit decisions.
  Advanced acquisition strategies for a new era in lending
Learn how next-generation scoring models, credit attributes and analytical tools can help you optimize your decisioning process to target the right customers.

Credit  Cornerstone
  The average credit limit for new bankcard trades in Q3 2009 was at a 24-month low of $4,314, compared with the high one year ago of $5,746.
16.9 new accounts were opened compared with 8.9 million accounts.
Get more insight and sign up to receive weekly credit trends.
Product Spotlight
  Why is Income Insight so effective?
Clients have been selecting Income Insight over competitors' models for four key reasons...

Other Newsletters
Public Affairs Perspective
e-news, Global Decision Analytics newsletter
New Horizons
Experian Insight
Experian Marketing Services client newsletter
Fraud Advisor

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