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doc
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12/12/2012 |
Experian/Moody's Analytics Report - Q3 2012 |
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The Experian/Moody's Analytics Small Business Credit Index tracks how businesses are faring over a period of time compared with a base point, with the first quarter of 2011 being equal to 100. The key factors that comprise the index are commercial credit data (including growth of credit balances and delinquency rates measured on a dollar basis) combined with a variety of macroeconomic data (including growth rates for employment, income, retail sales, investment, output and industrial production). |
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doc
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11/14/2012 |
LEAF Commercial Capital: Improve portfolio management with competitive data insights |
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This case study explains how LEAF, an equipment leasing and financial company for dealers, resellers, manufacturers and distributors, is able to stay competitive by refining its business strategies and focusing on development of more profitable account relationships with Experian business credit reports as well as membership in the Small Business Credit Share consortium. |
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doc
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11/14/2012 |
PC Mall: An efficient and cost-effective approach to credit risk management |
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This case study explains how PC Mall was able to manage risk across the Customer Life Cycle with quality data delivered through implementation of BusinessIQ, an offering from Experian Business Information Services. |
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doc
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11/08/2012 |
Interline Brands: Identify Risky Accounts and Centralize Credit Management for Profitability |
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This case study details how Interline Brands used automated decisioning tools and centralized their credit management platform online with Business Information Services to identify risky accounts more effectively and improve profitability. |
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doc
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11/02/2012 |
Edward Don & Company: Achieve Growth with Effective Account Management and Automated Decisioning |
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This case study details the deployment of a Business Information Services tool that helped a large distributor of foodservice equipment and supplies with account management and continuing their double-digit sales growth. |
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doc
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11/01/2012 |
Identity proofing: an Experian Public Sector white paper |
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A risk-based approach to agency identity proofing: Experian's lessons learned and best practices for government agencies. |
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doc
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10/17/2012 |
Guide to Building Smart Business Credit |
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Understanding how to build business credit is important. It can save you money, establish valuable commercial relationships, and grow your company. This guide provides clear, concise advice on how to develop business credit over the long haul. |
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doc
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10/17/2012 |
Experian/Moody's Analytics Small Business Credit Index - Q2 2012 |
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Findings from the Q2 2012 Experian/Moody's Analytics Small Business Credit Index report finds small business credit conditions have improved slightly amid economic concerns. |
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doc
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10/04/2012 |
A Widening Focus: Setting Your Sights on Growth Companies |
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Small and mid-sized customers are becoming a steadier source of profits for large companies so risk and credit management strategies at companies should be revised to improve evaluation of these prospects. |
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doc
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07/27/2012 |
White Paper: Driving Profitability and Minimizing Risk Through Portfolio Management |
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As the economy recovers, managers of small-business portfolios must always remember that their loan portfolios are constantly changing. That's why it's critical for risk managers to look at their debt holders differently. |
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doc
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07/26/2012 |
Insight and Action: An updated guide to help utility companies optimize their collections strategies |
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The utility industry is facing tough economic challenges and increased pressure to transform. Learn 10 steps utility companies can take to optimize collections strategies in an agile way and overcome the stigma of being less sophisticated in customer insight and risk management practices. |
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doc
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07/18/2012 |
White Paper: Understanding Automotive Loan Charge-off Patterns Can Help Mitigate Lender Risk |
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Loan delinquency rates are one of the most important statistics to track in the automotive finance industry. If consumers are not repaying loans on time, it puts billions of dollars at risk. When high dollar volumes are at risk, it is a negative for everyone in the lending world, including consumers, automotive retailers and lenders themselves. |
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doc
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07/18/2012 |
White Paper: Converting Information To Intelligence-Current Trends in Mitigating Small-Business Risk |
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This white paper presents some of these latest trends affecting the small-business lending landscape. Specifically, it illuminates how companies are using the new robust data sources and analytic tools--from consortium data to rapid model customization--to maximize their interactions with small-business clients with greater accuracy. |
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05/23/2012 |
Experian/Moody's Analytics Small Business Credit Index -- Q1 2012 |
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The Q1 2012 report shows that although access to credit remains tight, U.S. commercial credit conditions are improving, with fewer small businesses falling behind on bill payments.
The Q1 analysis has shown that small businesses are finally getting some relief from the credit crunch that has plagued many of them since the Great Recession, said Mark Zandi, chief economist at Moody's Analytics. The recent improvement in small-business credit growth and quality bodes well for the broader economy and job market. |
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doc
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05/22/2012 |
Security as Business Risk: How Data Breaches Impact Bottom Lines |
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Security is a business risk which must be accounted for in every organization¿s enterprise risk management plan. Find out how to protect your business. |
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doc
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05/07/2012 |
Data Breach Response Guide - Recently Updated |
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Data breaches are hitting business in nearly every industry. If you aren't prepared, you're already behind - even if you've never experienced a breach. Learn how to develop your response plan and build your response team before you need them.
Recent updates include information directed toward entities dealing with healthcare related information and the complexities they might encounter in fielding a data breach.
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04/09/2012 |
Unlocking the Value in Business Information |
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As hopes for a robust return to market growth continue to dim, and as companies increasingly find that cost-cutting alone is no longer enough to protect the bottom line, finance executives are being challenged to do even more with even less. For companies striving to find secure paths to business expansion, growing profitably may mean learning much more about their customer base- both their current customers and the customers they haven't yet acquired. |
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video
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04/03/2012 |
How Smart Companies are Using Rich Data Sources to Manage Risk and Boost Reward |
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Learn how finance executives are gaining valuable intelligence on customers, on operating performance, and on potential risks -- and how they're using that knowledge to help their companies grow securely in an uncertain world. |
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doc
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03/06/2012 |
A Survey on Healthcare Information Security |
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This survey reveals that 43 percent of healthcare organizations grade their ability to counter information security threats as poor, failing or in need of improvement. This can lead to an increased risk of a data breach. Learn what preparing for a data breach means and the steps that need to be taken from our industry experts.
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doc
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03/06/2012 |
Ponemon Institute: The Aftermath of a Data Breach |
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The Aftermath of a Data Breach study by the Ponemon Institute shares the insights of IT professionals with actual experience dealing with a breach. |
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doc
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03/06/2012 |
Ponemon Institute: The Reputation Impact of a Data Breach |
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According to this study, fifty-four percent of companies believe it can take 10 months to more than two years to restore a company's reputation following a breach of customer data. Find out what else executives are saying about how a data breach can affect the reputation and image of an organization.
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doc
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03/05/2012 |
December 2011 Business Benchmark Report |
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The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health.
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02/10/2012 |
Identity Proofing |
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A risk-based approach to agency identity proofing: Experian's lessons learned and best practices for government agencies. |
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doc
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01/31/2012 |
June 2011 Business Benchmark Report |
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The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. |
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doc
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01/31/2012 |
March 2011 Business Benchmark Report |
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The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. |
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doc
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01/31/2012 |
December 2010 Business Benchmark Report |
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The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. |
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doc
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01/31/2012 |
September 2010 Business Benchmark Report |
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The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. |
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doc
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01/05/2012 |
White Paper: Trends in Portfolio Management |
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View how changes in the economy have impacted consumer credit behavior, and what should risk managers examine more closely to determine their portfolio strategies. |
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doc
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11/01/2010 |
November 2010 Business Benchmark Report |
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The Business Benchmark Report is a monthly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at 4 key indicators of business health. |
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doc
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10/01/2010 |
October 2010 Business Benchmark Report |
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The national avg. days that businesses paid their bills beyond contracted terms remained flat when compared with September, but this metric has seen a 10% increase since the beginning of the year. |
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doc
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08/01/2010 |
August 2010 Business Benchmark Report |
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The percentage of dollars delinquent has increased by 6%. This has been following a consistent trend over the last 6 months, where percentage of dollars delinquent has shown a 14% increase. |
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doc
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07/01/2010 |
July 2010 Business Benchmark Report |
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The national average number of days that businesses paid their bills beyond contracted terms increased by 2 percent in July compared with June. |
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doc
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06/01/2010 |
June 2010 Business Benchmark Report |
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Very large businesses (those with more than 1,000 employees) have shown a 25.9 percent improvement in the average commercial risk score* category, going from 33.0 in January to 41.5 in June. |
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doc
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05/01/2010 |
Finding Creditworthy Consumers in a Changing Economic Climate |
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As lenders consider how to move beyond recession-based management strategies, this study looks at how leveraging methods using VantageScore in conjunction with consumer credit behaviors can effectively identify profitable opportunities. |
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doc
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01/01/2010 |
Impact on Consumer VantageScore Credit Scores |
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This paper discusses the impact on consumer VantageScore credit scores due to various mortgage loan restructuring options. |
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