Experian Business Resources Directory

Business & Marketing Resources: Search Results

doc 12/12/2012 Experian/Moody's Analytics Report - Q3 2012
The Experian/Moody's Analytics Small Business Credit Index tracks how businesses are faring over a period of time compared with a base point, with the first quarter of 2011 being equal to 100. The key factors that comprise the index are commercial credit data (including growth of credit balances and delinquency rates measured on a dollar basis) combined with a variety of macroeconomic data (including growth rates for employment, income, retail sales, investment, output and industrial production).
doc 11/14/2012 LEAF Commercial Capital: Improve portfolio management with competitive data insights
This case study explains how LEAF, an equipment leasing and financial company for dealers, resellers, manufacturers and distributors, is able to stay competitive by refining its business strategies and focusing on development of more profitable account relationships with Experian business credit reports as well as membership in the Small Business Credit Share consortium.
doc 11/14/2012 PC Mall: An efficient and cost-effective approach to credit risk management
This case study explains how PC Mall was able to manage risk across the Customer Life Cycle with quality data delivered through implementation of BusinessIQ, an offering from Experian Business Information Services.
doc 11/08/2012 Interline Brands: Identify Risky Accounts and Centralize Credit Management for Profitability
This case study details how Interline Brands used automated decisioning tools and centralized their credit management platform online with Business Information Services to identify risky accounts more effectively and improve profitability.
doc 11/02/2012 Edward Don & Company: Achieve Growth with Effective Account Management and Automated Decisioning
This case study details the deployment of a Business Information Services tool that helped a large distributor of foodservice equipment and supplies with account management and continuing their double-digit sales growth.
doc 10/17/2012 Guide to Building Smart Business Credit
Understanding how to build business credit is important. It can save you money, establish valuable commercial relationships, and grow your company. This guide provides clear, concise advice on how to develop business credit over the long haul.
doc 10/17/2012 Experian/Moody's Analytics Small Business Credit Index - Q2 2012
Findings from the Q2 2012 Experian/Moody's Analytics Small Business Credit Index report finds small business credit conditions have improved slightly amid economic concerns.
doc 10/11/2012 Maximize Revenue Potential: A guide to improving collection efforts in the Public Sector
Learn best practices for maximizing collections in the Public Sector. Experian, in cooperation with Governing Magazine, recently completed a nationwide survey of governmental agencies. The survey sought to determine the types of collection efforts in which governments engage and looked at areas where those entities face challenges to better collect. Experian¿s collection professionals then compared the government activities with commercial best practices to identify those processes underutilized in the public sector. This white paper presents those practices.
doc 10/04/2012 A Widening Focus: Setting Your Sights on Growth Companies
Small and mid-sized customers are becoming a steadier source of profits for large companies so risk and credit management strategies at companies should be revised to improve evaluation of these prospects.
doc 10/02/2012 Collections & Credit Risk Article: Credit Education Can Turn Collectors Into Advisers, Not Accusers
Today's debt-collection world concentrates intensely on results - getting past-due consumers to pay something. An investment in further education by collectors - consider it professional development - can help them get better results. In the process, it also may help offset any negative perceptions consumers have about the industry.
doc 07/18/2012 White Paper: Universe Expansion - Growth Strategies in the Evolving Consumer Market
As the economy gains strength, lenders are engaging in an increasingly fierce competition to entice the best candidates to their portfolios and to grow their lending business.
doc 07/18/2012 White Paper: Understanding Automotive Loan Charge-off Patterns Can Help Mitigate Lender Risk
Loan delinquency rates are one of the most important statistics to track in the automotive finance industry. If consumers are not repaying loans on time, it puts billions of dollars at risk. When high dollar volumes are at risk, it is a negative for everyone in the lending world, including consumers, automotive retailers and lenders themselves.
doc 07/18/2012 White Paper: State of the U.S. Credit Markets - At Last, Signs of Real Recovery
The economy's recovery from the Great Recession may have started slowly, but it is accelerating, and it's genuine. Economic indicators tell the story of improving business prospects.
doc 07/18/2012 White Paper: Turning the Tide - Managing Troubled Portfolios
The economy may be recovering and the credit picture improving, but lending institutions still find themselves coping with some troubled portfolios. Plus, they always need to be prepared to identify high-risk accounts.
webinarid 05/30/2012 Webinar: State of the Automotive Finance Market, Q1 2012
How is your business competing in today's market? Review of 1st quarter of the 2012 automotive finance market provided a detailed insights into...
05/23/2012 Experian/Moody's Analytics Small Business Credit Index -- Q1 2012
The Q1 2012 report shows that although access to credit remains tight, U.S. commercial credit conditions are improving, with fewer small businesses falling behind on bill payments. The Q1 analysis has shown that small businesses are finally getting some relief from the credit crunch that has plagued many of them since the Great Recession, said Mark Zandi, chief economist at Moody's Analytics. The recent improvement in small-business credit growth and quality bodes well for the broader economy and job market.
doc 02/27/2012 Expand Your Marketable Universe
Credit marketing experts who evaluate the right data assets to supplement targeting efforts will emerge quickly over the next 18 months as leaders in portfolio growth. The key is getting the right product to the right consumer at the most appropriate time.
doc 01/06/2012 Case Study: Natural Gas Utility Provider (PINpoint Services)
Utilizing Experian's PINpoint Services product, a leading multistate natural gas utility company identified and linked duplicate customer records, resulting in the collection of $1.8 million in previously unpaid balances.
doc 01/05/2012 White Paper: Trends in Portfolio Management
View how changes in the economy have impacted consumer credit behavior, and what should risk managers examine more closely to determine their portfolio strategies.
doc 01/05/2012 Case Study: SC Telco Federal Credit Union (EIRC and Auto In the Market Model)
Like many credit unions, SC Telco Credit Union faced many challenges when trying to increase their bottom line. Over the past year, their goal was to grow their loan portfolio by offering new and used auto loans to prospective and existing credit union members.
doc 01/05/2012 Case Study: Franklin Mint Federal Credit Union (Auto In the Market Model)
By implementing an auto prescreen campaign, Franklin Mint Federal Credit Union exceeded its return on investment goal by nearly 200 percent and increased its one-year campaign net profit by 60 percent.
doc 01/04/2012 Case Study: Bay Area Credit Service LLC (Collection Advantage)
Bay Area Credit Service LLC conducted a three-month trial program that proved Experian delivers superior account management, programming capabilities and account scoring and high-quality data, resulting in dramatic performance improvements and enhanced profitability.
doc 01/04/2012 Case Study: First Financial Asset Management (Collection Triggers)
Utilizing Experian's Collection Triggers product, First Financial Asset Management collected $3.5 million- ? a return of $72 for every $1 spent on trigger data within two years. The company simultaneously improved its operational costs associated with the collection of these and similar customer accounts.
doc 07/04/2011 Key Consumer Trends In The U.S. Financial Industry
Federal Reserve Chairman, Ben Bernanke, noted that consumer spending "appears to have slowed significantly," while higher energy prices and a weakening job market could weigh further on consumption.
doc 06/29/2011 The Impact of Vehicle Title Brands on Loan Performance
Significantly higher percentages of title-branded vehicles are financed at Buy Here Pay Here lots, and sold to credit challenged customers. Leveraging the information within vehicle history reports, lenders can identify title-branded vehicles when the loan is made, and mitigate losses.
doc 06/19/2011 Understanding Changes in Credit Supply and Demand
The U.S. economy has experienced a record drop in consumer borrowing. Experian tracked a sample of credit-active consumers to show consumer deleveraging has occurred & demand for credit has declined.
doc 05/25/2011 Insight Report: Fighting Fraud in the Government's Age of Austerity
Over $1 billion paid out in fraudulent benefit claims & social housing provision could be eradicated if simple fraud-prevention techniques were implemented more widely across the public sector.
doc 05/25/2011 The Changing Mortgage Landscape
An in-depth analysis of the mortgage boom and bust as illustrated by consumer mortgage credit supply and demand.
doc 05/15/2011 First Party Fraud - trends, challenges and outlook
Businesses have many opportunities to uncover bottom-line savings with a focus on applying analytics and decisioning strategies at key process points to detect first-party fraud and minimize losses..
webinarid 04/07/2011 Personal Health Information at Risk: Issues and Answers
This webinar discusses consumers' privacy expectations, best practices for protecting data in compliance with HIPAA and HITECH, and what steps to take in the event of a data breach.
doc 04/01/2011 2011 a Year for Action
In the Nation's consumer credit markets, 2011 should prove to be the year of expanded recovery that 2010 was suppose to be.
doc 03/01/2011 Second Annual Survey on Medical Identity Theft
This survey reveals the lack of awareness many Americans have about medical identity theft and the devastating consequences it can have. These include financial loss, incorrect medical records and harm to their credit scores. Moreover, medical identity theft appears to be an easy crime to commit.
webinarid 12/01/2010 Credit Trend Highlights from Q3 2010
Refreshed on a quarterly basis, Experian and Oliver Wyman are supplying the industry with previously unavailable credit and loan performance trends. (60 min each)
doc 11/19/2010 Legislative Update 2010: What's on the Horizon in DC & the States
The new law, called the Dodd-Frank Act, will change the way many large and small financial institutions operate, likely placing downward pressure on the availability of consumer credit.
webinarid 10/27/2010 Optimizing Contact Channels and Treatment Strategies to Improve Collections Results
Gain insight on effectively using new communication channels and successfully managing interactions. (60 min)
webinarid 09/01/2010 Credit Trend Highlights from Q2 2010
Refreshed on a quarterly basis, Experian and Oliver Wyman are supplying the industry with previously unavailable credit and loan performance trends. (60 min each)
doc 06/15/2010 2010 Q1 Automotive Credit Insight Snapshot
Features market reporting data & analysis from Experian Automotive's AutoCount Risk Report, analyzing automotive lending markets based on a uniform measurement of credit quality that segments markets.
webinarid 06/03/2010 Unique Insights on Consumer Credit Trends
Refreshed on a quarterly basis, Experian and Oliver Wyman are supplying the industry with previously unavailable credit and loan performance trends. (60 min each)
doc 05/01/2010 Finding Creditworthy Consumers in a Changing Economic Climate
As lenders consider how to move beyond recession-based management strategies, this study looks at how leveraging methods using VantageScore in conjunction with consumer credit behaviors can effectively identify profitable opportunities.
doc 04/01/2010 The Future of Credit Card Underwriting
The card lending community is facing increasingly tighter regulations, restrictive lending criteria and continued economic challenges which will continue to impact how the industry does business going forward.
doc 04/01/2010 The Changing Mortgage Landscape
Supply and demand across the credit risk spectrum Experian? analyzed the levels of supply and demand of consumer mortgage credit prior to and after the market meltdown. The increasing rift in consumer behavior between those in the highest credit-quality brackets and those in the lower brackets necessitates a new perspective on the credit-active population that takes into account two or more distinct consumer groups.
doc 04/01/2010 Understanding Small-Business Risk Through the Economic Down Cycle
An in-depth look at small-business performance in challenging market conditions.
doc 04/01/2010 Understanding Changes in Credit Supply and Demand
The U.S. economy has experienced a record drop in consumer borrowing. Experian tracked a sample of credit-active consumers to show consumer deleveraging has occurred & demand for credit has declined.
doc 01/01/2010 Impact on Consumer VantageScore Credit Scores
This paper discusses the impact on consumer VantageScore credit scores due to various mortgage loan restructuring options.
doc 11/21/0201 Data Breaches - 2010
This paper discusses how data breaches happen and what your organization can do to prepare.
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