Business & Marketing Resources: Search Results

video 03/20/2015 Experian Quarterly Business Credit Review Webinar | Q4 2014
Experian, Moody's Analytics and Dr. Wallace Walrod from the Orange County Business Council team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q4 2014 report. In our Hot Topic we explore implications from the West Coast Port Slowdown.
doc 02/13/2015 Experian/Moody's Analytics Small Business Credit Index - Q4 2014

Turning the page from recovery to growth, small businesses continue to have access to a wider availability of credit, as credit conditions reached the highest level on record, improving for the third consecutive quarter. Outstanding credit balances grew by 2.2 percent from a year ago, while delinquency rates declined to a cyclical low of 8.5 percent, both of which contributed to the improvement in the index.

webinarid 11/18/2014 Experian Quarterly Business Credit Review Webinar | Q3 2014
Experian, Moody's Analytics and special guest Brian Moran team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q3 2014 report. Learn more about what the small business credit trends could mean for you and your business heading into the holiday shopping season.
video 09/05/2014 Experian Quarterly Business Credit Review Webinar | Q2 2014
Experian and Moody's Analytics team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q2 2014 report. Learn more about what the small business credit trends could mean for you and your business.
video 06/11/2014 Experian Quarterly Business Credit Review Webinar | Q1 2014
Experian and Moody's Analytics team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q1 2014 report. Learn more about what the small business credit trends could mean for you and your business.
doc 05/12/2014 Experian/Moody's Analytics Small Business Credit Index - Q1 2014
Following a full year of steady improvement, small-business credit conditions stumbled during the first quarter of 2014. Credit balances receded slightly from the end of 2013 and the delinquency rate ticked higher to 9.8 percent from 9.6 percent. The setback was fueled in part by harsh winter conditions which may have also slowed employment gains. Weaker GDP growth and a decelerated retail sales growth rate of only 0.3 percent also contributed to the Q1 shortcoming.
video 04/01/2014 Experian Quarterly Business Credit Review Webinar | Q4 2013
Experian and Moody's Analytics team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q4 2013 report. Learn more about what the small business credit trends could mean for you and your business.
doc 03/06/2014 Experian/Moody's Analytics Small Business Credit Index - Q4 2013
Small-business credit conditions improved for the fourth consecutive quarter in the final three months of 2013. The Experian/Moody's Analytics Small Business Credit Index advanced 1.2 points to 117 from a revised 115.8 (previously 118.5*) in the third quarter. The fourth quarter reading is the highest since data tracking for the index began and is a solid indication that small businesses are finally reaping some of the benefits of the nearly five-year-old U.S. recovery.
video 12/11/2013 Experian Quarterly Business Credit Review Webinar | Q3 2013
Experts from Experian and Moody's Analytics join forces to discuss key findings from the 2013 Q3 Small Business Credit Index and provide insight into what's driving small business credit.
doc 11/07/2013 Experian/Moody's Analytics Small Business Credit Index - Q3 2013
Small-business credit quality improved markedly in the third quarter, lifting the Experian/Moody's Analytics Small Business Credit Index 2.3 points higher to 118.5 from an upwardly revised 116.2 (previously 111.7*) in the second quarter. The most recent index value is the highest since its inception and is an encouraging sign that small firms' financial houses are finally starting to fall into order. The index measures credit quality for firms with fewer than 100 workers and has trended upward for the past year. Credit balances expanded at their fastest pace in at least two years, and the delinquency rate has fallen consistently. Ten percent of outstanding small-business credit balances were past due in the third quarter, down 0.7 percentage point from a year ago and the smallest share since the recovery began. *Recalibration of the index led to the larger-than-average revision.
video 09/26/2013 Experian Quarterly Business Credit Review Webinar | Q2 2013
Experian and Moody's representatives discuss key findings in the most recent Experian/Moody's Small Business Credit Index report for Q2 2013 and explore regional small business credit trends.
doc 08/28/2013 Experian/Moody's Analytics Small Business Credit Index - Q2 2013
Small-business credit conditions strengthened in Q2, lifting the Experian/Moody's Analytics Small Business Credit Index to the highest level since it began tracking in 2010. Though small-business recovery has been inconsistent regionally, findings from the report indicate that firms have steadily reduced their delinquent debt over the past year. Balance volumes for all business sizes receded measurably from last year, bringing down delinquency rates. Furthermore, credit quality has strengthened for every business size. At an average of 10.2 percent, the total share of delinquent dollars is 2.4 percentage points lower than it was a year ago and is at the lowest point on record. Looking forward, small-business credit quality is expected to continue improving at a modest pace until spending growth accelerates sometime in 2014.
doc 06/10/2013 Experian/Moody's Analytics Small Business Credit Index - Q1 2013
Although higher tax burdens on U.S. households were expected to make it more difficult for small companies to pay down debts, small business credit conditions improved in the first quarter of 2013, reversing much of the deterioration seen during Q4 2012. The improvement in credit quality has largely been the result of firms keeping a tight lid on labor costs. And while the overall picture has brightened for small companies over the past year, credit conditions are improving unevenly, both by firm size and geographically. Looking at the future, buyers are expected to continue closely watching their finances through the next quarter, limiting their discretionary spending which will cap revenue gains at small companies. Additionally, small-firm employment is likely to stay flat through the fall in preparation for "Obamacare" taking into effect in 2014.
doc 05/13/2013 Experian/Moody's Analytics Small Business Credit Index - Q4 2012
Small business credit quality continued to deteriorate in the fourth quarter as the Experian/Moody's Analytics Small Business Credit Index dropped 6.8 points to land at 97.3, its lowest reading during our observation period. The index was driven lower by a slowdown in personal income growth and an increase in delinquent balances, which kept retail sales in check and drove small business revenues lower. Over the next few months, small companies will face setbacks as buyers adjust to smaller paychecks and hiring is quelled by political uncertainty, but credit quality is expected to improve by year's end and going into 2014.
doc 10/17/2012 Experian/Moody's Analytics Small Business Credit Index - Q2 2012
Findings from the Q2 2012 Experian/Moody's Analytics Small Business Credit Index report finds small business credit conditions have improved slightly amid economic concerns.