The Changing Mortgage Landscape

04/01/2010

Tags: Decision Analytics, Fraud Management

Supply and demand across the credit risk spectrum Experian? analyzed the levels of supply and demand of consumer mortgage credit prior to and after the market meltdown. The increasing rift in consumer behavior between those in the highest credit-quality brackets and those in the lower brackets necessitates a new perspective on the credit-active population that takes into account two or more distinct consumer groups.

Description

The paper shares the findings that align with Experian's view that this is no longer an "average consumer" with respect to credit. Rather, the increasing rift in consumer behavior between those in the highest credit-quality brackets and those in the lower brackets necessitates a new perspective on the credit-active population that takes into account two or more distinct consumer groups