IMPORTANT INFORMATION: When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Experian Credit Tracker^SM. If you don't cancel your membership within the 7-day trial period**, you will be billed $17.95 for each month that you continue your membership. You may cancel your trial membership any time within the trial period without charge.

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Credit History Check

Important decisions about your creditworthiness are based on the data in your credit report. Experian® collects and organizes information about your credit history from public records, your creditors and other reliable sources. Review your credit history carefully for accuracy. If you find information that you believe is inaccurate or incomplete, you have the right to dispute it free of charge.

To request a credit dispute you first need a copy of your Experian credit report.

Credit Report Dispute Process

What happens after you dispute an item that you feel is inaccurate?

Experian will contact the source of the information and ask them to check their records to verify it.

Generally within 30 days, the source must respond to the investigation.

• The source may verify the item as accurate.
• The source may ask Experian to update or correct the item.

If requested, we will send you an email notice when the results of your credit dispute investigation have been received. Online delivery is the fastest way to get the results.

You can check the status of your dispute investigation anytime to see what progress has been made.

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** The credit monitoring benefit may only be available for 5 days during your trial period since enrollment can take up to 48 hours. You may cancel your trial membership any time during your first 7 days without charge.

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