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Consumer credit varies by metro area |
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January 27, 2011 |
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From Q3 2009 to Q4 2010, the percentage of consumers in the VantageScore® A tier declined by 2.0 percent nationally, from 15.1 percent to 14.8 percent. Interestingly, a number of U.S. metropolitan areas had distinctly large declines, like Miami, Fla., at 5.1 percent and Detroit, Mich., at 5.6 percent. Meanwhile, some metropolitan statistical areas — such as Dallas–Fort Worth, Texas, at 0.9 percent, and Denver, Colo., at 1.1 percent — only saw small declines in the proportion of this lowest–risk consumer segment. This simple metric highlights the distinct differences in how economic and credit environments vary across the nation.
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To hear more credit trends from Q3 2010, view a recent Webinar, Unique insights on consumer credit trends: Highlights from the Q3
2010 Experian–Oliver Wyman Market Intelligence Report.
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