Apply Now on Discover's secure website
Recommended FICO® Score1 Rating
Poor - Fair
Rewards

Rewards, Intro Bonus, Cash Back

Intro Bonus

Dollar-for-dollar match of all cash back earned the first year

Annual Fee

$0

Intro APR

None

Ongoing APR

23.74% Variable

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Balance Transfer

10.99% for 6 months

Card Details
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 8 months to see if we can transition you to an account with no security deposit.
  • Reports to the three major credit bureaus. Plus, get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Tools to assist you; email alerts, text reminders and 24/7 customer service.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Rates and Fees
Apply Now

on Discover's secure website

Pros:
  • No annual fee
  • Up to 2% cash back
  • No foreign transaction fees
Cons:
  • May not be accepted in all countries outside of US
  • High APR