Apply Now on Discover's secure website
Recommended FICO® Score1 Rating
Fair
Rewards

Rewards, Intro Bonus, Cash Back

Intro Bonus

Dollar-for-dollar match of all cash back earned the first year

Annual Fee

$0

Intro APR

0% for 6 months on purchases

Ongoing APR

13.74% - 22.74% Variable

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Balance Transfer

10.99% for 6 months

Card Details
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.74% - 22.74%.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Rates and Fees
Apply Now

on Discover's secure website

Pros:
  • No annual fee
  • 0% APR for 6 months
  • Up to 5% cash back
  • $20 cash back each school year your GPA is 3.0 or higher for up to 5 years
  • No foreign transaction fee
Cons:
  • May not be accepted in all countries outside of US