Apply Now on Credit One Bank's website
Recommended FICO® Score1 Rating
Fair - Good
Rewards

Rewards, Cash Back

Annual Fee

$75 First year. $99 thereafter, billed monthly at $8.25

Intro APR

None

Ongoing APR

18.90% - 24.90% Variable

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Balance Transfer

None

Card Details
  • Automatically earn 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • This is a fully functional, unsecured credit card—not a debit card, prepaid card, or secured credit card with deposit requirements.
  • Choose your monthly payment due date for added convenience. Terms apply.
  • Track your progress with free monthly online access to your credit score
  • Enjoy peace of mind with $0 Fraud Liability
  • Stay in-the-know with customizable account alerts via email and text
Rates and Fees
Apply Now

on Credit One Bank's website

Pros:
  • Annual fee waived first year if eligible
  • 1% cash back on gas and grocery purchases
  • Automatic credit line increases
  • Average APR
Cons:
  • High annual fee ($99) after first year