Apply Now on JP Morgan Chase's secure website
Recommended FICO® Score1 Rating
Good - Exceptional
Rewards

Rewards, Intro Bonus, Cash Back

Intro Bonus

$150 after purchases of $500 within first 3 months

Annual Fee

$0

Intro APR

0% Intro APR for 15 months on purchases

Ongoing APR

15.74%-24.49% Variable

view details gradient
Balance Transfer

0% for 15 months on balance transfers

Card Details
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Apply Now

on JP Morgan Chase's secure website

Pros:
  • No annual fee
  • 0% on purchases and balance transfers for 15 months
  • 1.5% cash back awards on all purchases do not expire
Cons:
  • 5% balance transfer fee
  • No rotating cash back bonuses