Apply Now on JP Morgan Chase's website
Recommended FICO® Score1 Rating
Good - Exceptional
Rewards

Rewards, Gas Cards, Intro Bonus, Cash Back

Intro Bonus

$150 after purchases of $500 within first 3 months

Annual Fee

$0

Intro APR

0% on Purchases for 15 months

Ongoing APR

15.99% - 24.74% Variable

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Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Card Details
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Apply Now

on JP Morgan Chase's website

Pros:
  • No annual fee
  • 0% intro APR on purchases and balance transfers for 15 months
  • 1.5% cash back rewards on purchases do not expire on open accounts
Cons:
  • 5% balance transfer fee
  • No rotating cash back bonuses