Apply Now on Barclaycard's secure website
Recommended FICO® Score1 Rating
Very Good - Exceptional
Rewards

N/A*

Annual Fee

$0

Intro APR

0% for 15 months on Purchases and 0% for 15 months for each Balance Transfer made within 45 days of account opening

Ongoing APR

13.74% Variable

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Balance Transfer

13.74% Variable

Card Details
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Rates and Fees
Apply Now

on Barclaycard's secure website

Pros:
  • No annual fee
  • 0% APR on purchases and balance transfers for 15 months
  • No balance transfer fees
  • No foreign transaction fees
Cons:
  • No rewards