"With the VantageScore model, credit unions receive a highly predictive credit scoring model that scores a broader population and provides more consistent scores across all three credit reporting companies. This is a value proposition which resonates with credit unions as they seek to better serve their members."
Barrett Burns, President and CEO of VantageScore Solutions.
Let one of our representatives help you select the right product to fit your business need.
At Experian, we understand switching to a new score can be challenging. TrueInsight for VantageScore is a complete scoring, consulting and reporting package created specifically to guide you through every step of the transition to VantageScore. In addition to helping you implement risk score strategies on new applicants, TrueInsight promotes portfolio growth by ensuring the greatest acceptance rate of new members while managing for your specific risk tolerances.
TrueInsight is designed to assist you with everything from setting score cutoffs that are appropriate for your lending environment to monitoring your portfolio’s performance each month.
The TrueInsight for VantageScore package includes:
Once you begin using VantageScore, your Experian consultant will deliver monthly or quarterly reports of your new applicant population, revealing the effectiveness and stability of your cutoff scores. The consultant will review the reports with you, offering expert recommendations for strategy adjustments when necessary. Regular monitoring of your portfolio is crucial to uncovering both income opportunities and potential problems and will allow you to:
Harness the predictive power of a superior score
VantageScore utilizes advanced analytics to provide the industry's most predictive and accurate scoring model, allowing you to:
VantageScore® is a registered trademark of VantageScore Solutions, LLC.