PREAPPROVED CREDIT

WHAT YOU SHOULD KNOW.

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Preapproved Credit Offers

Find out how your name gets on a mailing list, why you receive certain preapproved credit offers and how you can opt out.

Mailing Lists and Preapproved Credit

Today, most companies develop a description of their ideal customers and then tailor unique sales offers to fit those customers’ needs. This approach is called target marketing. The right mailing list helps a business reach only those consumers who are likely to be most interested in its products and services.

Opting Out of Preapproved Credit Offers

As a consumer, you may choose to exclude your name from consumer reporting agency lists for unsolicited credit and insurance offers. This option is called opting out.

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