Find Answers to Your Credit Questions
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What Affects Credit
The decisions you make about how to use credit affect your credit report and credit scores either positively or negatively. Get a better understanding of how late payments affect your credit report and score and how on-time payments build a strong credit history. Learn about how debt-related public records, such as civil judgments can impact your credit report and credit scores, and what you can do to rebuild your credit report after facing credit difficulties.
- Application declined with no “negative items”
- Balances on business credit cards could impact your personal credit report
- Cosigning for stepson can hurt your credit report
- Credit scores could be affected when credit limit is decreased
- Credit scoring systems don’t change because it is the holiday season
- Day late payment probably won’t show on credit report
- Effect of multiple mortgage applications
- Free credit reports, driving records and credit reports
- Going over the limit on your credit card
- Good saving habits and good credit go hand-in-hand
- How long an auto repossession will affect your credit
- Impact of selling house and renting on credit scores
- Inquiries by existing creditors won’t hurt your credit scores
- Rumor to leave accounts open is correct
- Settling accounts will hurt credit scores
- The impact of tax liens and why credit cards aren’t slimy and evil
- The meaning of “too few accounts paid as agreed”
- The relationship between personal and business credit reports