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Young people are increasingly exposed to credit at earlier ages. They often use their parents’ cards to make purchases at the mall, or may be listed as an authorized user or joint account holder on an adult’s account. Identity theft and fraud against minors is a growing concern. It is never too early to begin teaching your children how to use credit wisely.
Get answers to your questions about minors’ credit such as how a minor may have a credit report, tips for how and when to build credit for your children, and what to do if you think your child may be an identity theft victim.
- Car repossession could appear in minor’s credit report
- Credit offer sent to eight-year-old daughter
- Credit reports not established based on age
- Freezing your children’s credit histories
- Getting credit cards for your children can be a great teaching tool
- How a minor may have a credit report
- Parent using child’s Social Security number
- Protecting children from identity theft
- Requesting report for minor son to protect from fraud
- Son’s SSN may have been used to commit credit fraud
- What to do when daughter’s SSN is being used to open credit cards
- Why your daughter’s SSN might appear on your credit report