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Do you have a question about consumer credit? You may find an immediate answer by using the search engine. If you can't find what you're looking for, please fill out the form, being as specific as possible.

Please note: The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future column.

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Many readers ask questions about when and how to get their credit scores. Knowing where you stand before you apply for credit will help you avoid unpleasant surprises. Getting your credit score, and credit score report, explaining the score, and what data from your credit history most affected the credit score is the first step in determining what you need to do to make sure you will get the credit you want.

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