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Credit Scores


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Do you have a question about consumer credit? You may find an immediate answer by using the search engine. If you can't find what you're looking for, please fill out the form, being as specific as possible.

Please note: The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future column.

Credit Scores

There are many misconceptions about credit scores. In this column we seek to sort out myth from reality.

Is there more than one credit score? How do inquiries affect credit scores? How are they used by lenders? How can you get your credit scores? What are risk factor statements, and how can you use them to improve your credit scores? Find out the answers to these and more questions, or submit your own question.

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