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- Life Events and Credit
  
  Find out how life events affect your credit and how to build good credit for the major purchases in your life.
- Preventing Fraud
  
  Learn the warning signs of credit fraud, and get the credit information you need to protect yourself. Are you already a victim? Experian can help.
- Credit Scores
  
  What are credit scores, and how are they calculated? Get the answers to your credit score questions.
- Credit Reporting
  
  Improve your credit by understanding basic consumer credit information: what’s in a credit report, how to check it and how often you should review it.
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CREDIT CARD DEBT

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Credit Card Debt

The Federal Reserve recently reported that credit card debt has declined at the fastest pace in 32 years. That reflects a new tendency among consumers to reduce their debt and use credit cards less. Yet, the current economy also is causing more consumers to fall behind on their credit card payments.

You can find advice for managing your credit card debt, including how large amounts of credit card debt could affect your credit scores and how you can begin to take charge of your credit card debt so you can put credit to work for you, rather than being controlled by it.

Credit Reporting

Improve your credit by understanding basic consumer credit information: what’s in a credit report, how to check it and how often you should review it.
Credit Scores

What are credit scores, and how are they calculated? Get the answers to your credit score questions.
Preventing Fraud

Learn the warning signs of credit fraud, and get the credit information you need to protect yourself. Are you already a victim? Experian can help.
Life Events and Credit

Find out how life events affect your credit and how to build good credit for the major purchases in your life.
Credit Advice

Ask Experian

Get credit information on the hottest topics from Experian’s team.
Preapproved Credit Offers

What’s in a credit report, how can you check it and how often should you review it? Make sure your credit information is accurate and check your Experian, Equifax and TransUnion reports side-by-side with Experian’s 3 Bureau Online Credit Report.
- Mailing Lists and
  Preapproved Offers
- Opt Out
FAQs
Glossary of Credit Terms

Credit 101

Personal Services