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Credit and Marriage
Getting married is a wonderful moment in life, but it can affect many things, including your credit. Find out how being married can affect your credit and what you can do to make sure you can continue to have a strong credit report that will enable you and your spouse to get the credit you want and need.
- Adding new spouse as authorized user can help build credit history
- Benefits of having individual accounts when married
- Both of married couple’s credit reports are considered when applying for a home
- Frozen credit file interferes with wedding plans
- Husbands and wives each have their own credit report
- Maintaining good credit after you are married
- Marriage doesn’t merge your new spouse’s bad credit with your good history
- Marriage will not affect your credit monitoring service
- Marriage will not combine new husband’s old credit history with wife’s
- New married name will be added automatically to your credit report
- New spouse’s bad credit won’t hurt your credit scores
- Responsibility for a cosigned loan when the engagement is called off
- Taking your wife’s name after marriage
- The difference between an authorized user and a cosigner
- Why previous names appear on your credit report