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Experian's Trended Solutions
Unlock the power of historical credit data
How does Experian TAPS work?
Predicted spend vs. actual spend
Download a presentation with additional features and details about this industry-unique algorithm.
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- Consumer Information Services
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Dispute Your Credit Report Information
Resolve reporting errors by disputing information on a personal or business credit report.
Quest Line Management AttributesSM
Capture credit limit changes
Quest Line Management AttributesSM are part of Experian’s Trended Solutions products. They allow you to unlock the power of historical credit data to manage prospects and customers across the credit life cycle.
Gain an unprecedented market view into credit line decreases that have happened over the last 24 months.
Lenders can learn if competitors are decreasing their customers' credit limits and gain insight into why a consumer’s limit was reduced.
These 56 attributes identify the number of proactive or reactive line decreases in multiple time periods over the past 24 months.
Utilize this information to understand how others are managing credit limits for your customers or prospects and better understand their risk level.
Experian Trended SolutionsSM
Understanding consumers’ past behavior is crucial to understanding their credit preferences and their potential risks and for developing a strategy for the future. Enhance the profitability of your portfolio with the power of Trended Solutions.
Explore more of Experian's Trended Solutions:
- Experian TAPS (Total Annual Plastic Spend)
Know your customers' spend on all general purpose credit and charge cards over the last 12 months.
- Trend View
Unlock the power of trended data and make the most appropriate — and profitable — offers to customers and prospects at precisely the right time.
- Short-Term Attributes
Capture revolving debt and utilization changes over the past three, six and nine months.