Experian’s Income Solutions can help you gain greater insight into your customer’s complete financial picture and overall repayment ability leading to more profitable decisions.
Instantly access an estimation of a customer’s income with Experian’s Income InsightSM income estimation models to improve account-acquisition segmentation, strengthen risk management processes and optimize recovery strategies.
Determine the debt-to-income ratios of customers and make better lending and risk management decisions. Experian’s Debt-to-Income InsightSM provides an all-in-one assessment of creditworthiness to improve your ability to identify which customers are at or exceeding their credit capacity.
Quickly and easily verify a taxpayer’s income and assets, and compare customer provided information with income tax data reported by the IRS. Our Income ViewSM web-based income verification system allows you to streamline your 4506-T processing and gain prompt access to a customer’s verified income.