assess your customers' ability to pay

Strengthen your portfolio by identifying profitable customers that have the capacity to take on additional debt

Introducing Experian's Suite of Income Solutions

Experian’s Income Solutions can help you gain greater insight into your customer’s complete financial picture and overall repayment ability leading to more profitable decisions.

Income Estimation

Instantly access an estimation of a customer’s income with Experian’s Income InsightSM income estimation models to improve account-acquisition segmentation, strengthen risk management processes and optimize recovery strategies.    

Debt Obligations

Determine the debt-to-income ratios of customers and make better lending and risk management decisions. Experian’s Debt-to-Income InsightSM provides an all-in-one assessment of creditworthiness to improve your ability to identify which customers are at or exceeding their credit capacity.

Income Verification

Quickly and easily verify a taxpayer’s income and assets, and compare customer provided information with income tax data reported by the IRS. Our Income ViewSM web-based income verification system allows you to streamline your 4506-T processing and gain prompt access to a customer’s verified income.

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