Credit checking helps small business professionals make more informed business decisions. Your prospective customer’s credit report contains details about their financial behavior, including public records, hard inquiries and the payment history on their credit accounts.
Credit plays a vital role in everyone’s life, affecting the purchases consumers make, the loan terms they can get and much more. For more than a decade, Experian has been the leading provider of consumer credit information. We provide accurate and comprehensive credit and non-credit data on more than 220 million individuals nationwide.
A credit report is a snapshot of your customer's experience with credit-related accounts. Aside from some basic personal information, like your customer's name and address to help identify their report, there are three main types of information on their credit report: