DecisionIQSM Premier

Streamline your new customer approval process with automated decisioning

Satisfied customers are loyal customers. When you make it easy to do business, you’re better positioned to keep customers for the long term. That’s why we built DecisionIQSM Premier with some of the most flexible tools of any online credit application processing system. Because when business credit decisions are fast and easy, customers come back for more.

Common business challenges

Four challenges prevent many businesses from optimizing their business credit portfolios. How many of these are you facing today?

  • Poor customer experience — Slow turnaround times for new customer approvals leave prospects frustrated, making them easy targets for your competitors.
  • Missing documentation — Incomplete applications can create bottlenecks and stall the customer setup process.
  • Inefficient workflows — Disorganized processes drain your resources and increase customer acquisition costs.
  • Rigid tools — Online applications may require costly IT intervention to update or modify.

Your automated decisioning solution

DecisionIQ Premier is a premium end-to-end application that fully automates the credit decisioning process. It’s fast and reliable, requiring no manual data entry. With integrated workflow processing and a rules-based decisioning engine, it delivers the streamlined credit application experience your customers demand — and lowers customer acquisition costs for you.

Get More Details

Learn more about DecisionIQ from this product sheet.

Our products

Commercial Credit Application


A complete business credit and risk management application


Premier Profile

The most robust of all Experian business credit reports

Small Business Credit Share Report

Unparalleled insight into small businesses — for Small Business Credit Share consortium members

International Reports and Resources

Do business internationally with tools that support customer acquisition and portfolio management

Business Owner Background Reports

Unprecedented visibility into a business owner or principal's relationships with current and former business interests


Intelliscore Plus

Get the power of a score that predicts the likelihood of delinquency within the next 12 months

Financial Stability Risk Score

Quickly identify the highest risk businesses and avoid bankruptcy risk and accounts likely to default

Small Business Credit Share Scores

Developed exclusively for Small Business Credit Share members — two highly predictive scores to assess portfolio risk and portfolio benchmarking

Portfolio Management

Portfolio Scoring

Implement Experian's Intelliscore Plus to access risk on your entire portfolio


Account Monitoring Service

Comprehensive alerts that notify you of changes to an account within your portfolio


DecisionIQ Premier

Enable automated, customized decisioning for new accounts based on your organization's risk tolerance

Mobile Applications

BusinessIQ Mobile

Instant decisions — in the palm of your hand


Business Compliance Insight

Faster manual review and enhanced due diligence


Prevent fraud and comply with regulatory mandates with BizID

Direct Data Access

Dynamic Access

Access always-fresh data more efficiently

Data Integration

Data Synthesis

Data Synthesis lets you navigate today’s complex business environment by viewing your customers with laser focus.


Improves the value of your customer profiles by integrating Experian business risk data with your customer records.

Custom Data

Commercial Risk Database Plus

The industry’s most powerful database of small and midsize U.S. businesses has been significantly enhanced to help credit professionals make more decisions faster and with improved results

Customer Aquisition

Marketing Analytics

Improve your bottom line with the key services provided by Marketing Analytics from Experian, including customized profiling, predictive modeling and segmentation

U.S. Business Database

Improve your B2B targeting with the industry’s most comprehensive and reliable U.S. business file

B2B Data Insights

Make informed decisions with insights from Experian’s best-in-class marketing database

Business Email Services

Profit from the industry’s most thorough and accurate business email database

Get More Information

To request more information, call us at 1 877 565 8153 or complete the form below.

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Call us at:
1 877 565 8153

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