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BusinessIQ^SM

A New Era in Credit Management

Manage your entire customer portfolio from the time a credit application is received through the collection of delinquent accounts, with our sophisticated new Web-based portal that delivers comprehensive business credit tools.

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Experian Business Credit Blog

DecisionIQ^SM Premier

Maximize efficiency through automation and control of your credit application process

DecisionIQ^SM Premier provides the ability to create one or more credit application templates; configure application data elements; and develop a custom, rules-based credit policy for automated decision making. Combining Experian’s rich small-business data with your business rules offers you control over the attributes most important to your industry’s credit-decisioning process.

Integrate Online Credit Applications with Your Workflow

Customizable credit application templates
A rules engine based on your credit policy drives decisions on submitted applications
Integrate your credit applications with other credit tools within BusinessIQ
Create an application in real time and deploy it to your Website
Manage applications efficiently with BusinessIQ workflow queues
Scores that blend consumer and business data

Customize and Automate Credit Decisions to Reduce Costs and Improve Efficiency

DecisionIQ Premier provides a host of benefits including:

Cost reduction — Avoid paper-based systems and process applications in near-real time.
Control — Select settings from complete automation to complete manual review, or anywhere in between. Your configuration controls the “throttle” by which applications are approved, providing a streamlined workflow.
Consistency — Get a consistent view of customers and potential customers. Rules created during the configuration of the application allow you to control what data elements must be completed, ensuring a consistent view and treatment.