Business Owner Background ReportTM
Businesses don’t commit fraud — their managers do
It’s true. Businesses are only as credible as the people managing them. Understanding the risk factors associated with the owners or managers of a business can be critical in properly assessing fraud, regulatory or reputational risk associated with a new business customer or partner. The Business Owner Background ReportSM provides unprecedented visibility into a business principal’s relationships with current and former business interests. Combining Experian’s robust consumer and commercial data assets with state-of-the-art analytics, the report provides a comprehensive evaluation of the fraud and credit risk associated with a business owner or principal. Proactively manage risk and optimize portfolio performance with this convenient, easy-to-use tool.
- Insights beyond traditional credit risk tools — Gain a 360-degree view of a business owner’s or principal’s risks and liabilities across all business interests.
- Reduce risk and enhance collections — Identify applicants who have patterns of poor management performance.
- Commercial fraud prevention — Have the ability to verify that the person applying for credit is currently affiliated with the business you’re considering working with — or find out if he or she has been associated with businesses you’ve had problems with in the past.
Commercial Credit ApplicationBusinessIQ
A complete business credit and risk management application
The most robust of all Experian business credit reportsSmall Business Credit Share Report
Unparalleled insight into small businesses — for Small Business Credit Share consortium membersInternational Reports and Resources
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Unprecedented visibility into a business owner or principal's relationships with current and former business interests
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Developed exclusively for Small Business Credit Share members — two highly predictive scores to assess portfolio risk and portfolio benchmarking
Portfolio ManagementPortfolio Scoring
Implement Experian's Intelliscore Plus to access risk on your entire portfolio
AlertsAccount Monitoring Service
Comprehensive alerts that notify you of changes to an account within your portfolio
Enable automated, customized decisioning for new accounts based on your organization's risk tolerance
Mobile ApplicationsBusinessIQ Mobile
Instant decisions — in the palm of your hand
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Faster manual review and enhanced due diligenceBizID
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Direct Data AccessDynamic Access
Access always-fresh data more efficiently
Data IntegrationData Synthesis
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Improves the value of your customer profiles by integrating Experian business risk data with your Salesforce.com customer records.
Custom DataCommercial Risk Database Plus
The industry’s most powerful database of small and midsize U.S. businesses has been significantly enhanced to help credit professionals make more decisions faster and with improved results
Customer AquisitionMarketing Analytics
Improve your bottom line with the key services provided by Marketing Analytics from Experian, including customized profiling, predictive modeling and segmentationU.S. Business Database
Improve your B2B targeting with the industry’s most comprehensive and reliable U.S. business fileB2B Data Insights
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Profit from the industry’s most thorough and accurate business email database
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