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Business Benchmark Report
Quarterly analysis of business health
Get information from Experian's industry experts on how U.S. businesses are faring.
BusinessIQSM
A New Era in Credit Management
Manage your entire customer portfolio from the time a credit application is received through the collection of delinquent accounts, with our sophisticated, Web-based portal that delivers comprehensive business credit tools.
Business Owner Background ReportSM
Uncover hidden risks and opportunities associated with business owners.
The Business Owner Background ReportSM provides unprecedented visibility into a business principal’s relationships with current and former business interests. Combining Experian’s robust consumer and commercial data assets with state-of-the-art analytics, the report provides a comprehensive evaluation of the fraud and credit risk associated with a business owner or principal. Proactively manage risk and optimize portfolio performance with this convenient, easy-to-use tool.
Gain Insights beyond Traditional Credit Risk Tools
The Business Owner Background Report provides:
- A view of businesses with which an owner or principal is currently and previously associated
- 360-degree visibility of risk and liabilities across all business interests
- The ability to verify that the person applying for credit is affiliated with the business
- Alerts on fraudulent information or activities
- Improved ability to collect on past-due accounts — identifies hidden assets and alternative contact locations
Reduce Risk and Enhance Collections
Manage risk exposure and improve commercial collections throughout an account’s life cycle.
- Commercial fraud prevention — Identify applicants who have patterns of poor management performance
- Principal verification at origination or prior to shipping an order — Helps verify that the individual applying for a commercial loan or making a purchase on behalf of a business is an authorized representative of the business
- Commercial portfolio management — As part of an account review, evaluate the total balances and potential credit line exposure across all identified business principals’ current interests
- Commercial collections — Find potential business assets and alternative locations for commercial collections and skip tracing
Request More Information
To learn more about Business Owner Background Report Suite, call us at 1 800 520 1221.