Business Owner Background ReportTM
Businesses don’t commit fraud — their managers do
It’s true. Businesses are only as credible as the people managing them. Understanding the risk factors associated with the owners or managers of a business can be critical in properly assessing fraud, regulatory or reputational risk associated with a new business customer or partner. The Business Owner Background ReportSM provides unprecedented visibility into a business principal’s relationships with current and former business interests. Combining Experian’s robust consumer and commercial data assets with state-of-the-art analytics, the report provides a comprehensive evaluation of the fraud and credit risk associated with a business owner or principal. Proactively manage risk and optimize portfolio performance with this convenient, easy-to-use tool.
- Insights beyond traditional credit risk tools — Gain a 360-degree view of a business owner’s or principal’s risks and liabilities across all business interests.
- Reduce risk and enhance collections — Identify applicants who have patterns of poor management performance.
- Commercial fraud prevention — Have the ability to verify that the person applying for credit is currently affiliated with the business you’re considering working with — or find out if he or she has been associated with businesses you’ve had problems with in the past.
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Learn more about Business Owner Background Report from this product sheet.
Our products
Reports
Premier ProfileThe most robust of all Experian business credit reports
Small Business Credit Share ReportUnparalleled insight into small businesses — for Small Business Credit Share consortium members
International Reports and ResourcesDo business internationally with tools that support customer acquisition and portfolio management
Business Owner Background ReportsUnprecedented visibility into a business owner or principal's relationships with current and former business interests
Scores
Intelliscore PlusGet the power of a score that predicts the likelihood of delinquency within the next 12 months
Financial Stability Risk ScoreQuickly identify the highest risk businesses and avoid bankruptcy risk and accounts likely to default
Small Business Credit Share ScoresDeveloped exclusively for Small Business Credit Share members — two highly predictive scores to assess portfolio risk and portfolio benchmarking
Portfolio Management
Portfolio ScoringImplement Experian's Intelliscore Plus to access risk on your entire portfolio
Alerts
Account Monitoring ServiceComprehensive alerts that notify you of changes to an account within your portfolio
Decisioning
DecisionIQ PremierEnable automated, customized decisioning for new accounts based on your organization's risk tolerance
Fraud
Business Compliance InsightFaster manual review and enhanced due diligence
BizIDPrevent fraud and comply with regulatory mandates with BizID
Data Integration
Data SynthesisData Synthesis lets you navigate today’s complex business environment by viewing your customers with laser focus.
FusionIQ™Improves the value of your customer profiles by integrating Experian business risk data with your Salesforce.com customer records.
Custom Data
Commercial Risk Database PlusThe industry’s most powerful database of small and midsize U.S. businesses has been significantly enhanced to help credit professionals make more decisions faster and with improved results
Customer Aquisition
Marketing AnalyticsImprove your bottom line with the key services provided by Marketing Analytics from Experian, including customized profiling, predictive modeling and segmentation
U.S. Business DatabaseImprove your B2B targeting with the industry’s most comprehensive and reliable U.S. business file
B2B Data InsightsMake informed decisions with insights from Experian’s best-in-class marketing database
Business Email ServicesProfit from the industry’s most thorough and accurate business email database
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To request more information, call us at 1 877 565 8153 or complete the form below.