BusinessIQ

With industry-leading features and functionality, BusinessIQ is the online portal to all of Experian’s online commercial credit tools – from reports and scores to portfolio management, decisioning, collections and more.  BusinessIQ also offers advanced analysis and reporting tools and can be the center for credit workflow management. Learn more.

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Scores

Intelliscore Plus^SM

Get the power of a score that predicts the likelihood of delinquency within the next 12 months – available in two versions – commercial-only and blended commercial + owner score. Learn more.

Automated Decisioning and Portfolio Scoring

Streamline your credit processes with automated decisioning and portfolio scoring. Customizable settings allow you to incorporate your credit policies in BusinessIQ to create automated treatments to accept, reject and manually review applications. Combine with portfolio scoring to discover growing risks and upsell opportunities. Learn more.

Custom Score Development

Develop a custom score specifically for your organization – built around your policies, industry, portfolio, risk tolerance and more. Contact us for more information.

Commercial Risk Database

Receive our full commercial database with information on U.S. businesses of all sizes including the industry’s deepest data on small and mid-sized businesses. Contact us for more information.

Business Credit Reports

BusinessIQ Premier Profile^SM

Brand new – our most comprehensive report ever – credit report + score + fraud tools. Learn more.

Business Profile Report

Business credit report including Corporate Linkage, payment information and performance analysis. Learn more.

Small Business Credit Share Report

Unparalleled insight into small businesses – for Small Business Credit Share consortium members. Learn more.

International Reports

Credit reports on international companies to give you peace of mind when doing business overseas. Learn more.

Business Owner Credit Reports

Business Owner Background Report

Unprecedented visibility into a business owner or principal’s relationships with current and former business interests. Learn more.

Prospecting and Marketing Tools

Experian Marketing Services

Find and target the correct audiences to bring on new prospects and grow your business. Learn more.

BusinessIQ

With industry-leading features and functionality, BusinessIQ is the online portal to all of Experian’s online commercial credit tools – from reports and scores to portfolio management, decisioning, collections and more.  BusinessIQ also offers advanced analysis and reporting tools and can be the center for credit workflow management. Learn more.

 Indicates that the product is available through BusinessIQ.

Portfolio Management

When using account alerts and portfolio scoring, within BusinessIQ, you also gain unprecedented control and insight into your portfolio through advanced analysis tools. Together, these portfolio management tools help identify rising risk as well as growth opportunities. Contact us for more information.

Account Alerts

Enjoy peace of mind with comprehensive alerts that notify you of changes to an account within your portfolio. Learn more.

Portfolio Scoring

DecisionIQ Premier

Enable automated, customized decisioning for new accounts based on your organization’s risk tolerance. Also, automate and control your credit application process with credit application templates for your website that link to your credit policy and portfolio management tools in BusinessIQ. Learn more.

Portfolio Scoring

Manage risk and identify opportunities by regularly scoring current clients on a monthly, bimonthly quarterly or annual basis. Learn more.

Small Business Credit Share Scores

Developed exclusively for Small Business Credit Share members – two highly predictive scores to assess portfolio risk and portfolio benchmarking. Learn more.

BusinessIQ

With industry-leading features and functionality, BusinessIQ is the online portal to all of Experian’s online commercial credit tools – from reports and scores to portfolio management, decisioning, collections and more.  BusinessIQ also offers advanced analysis and reporting tools and can be the center for credit workflow management. Learn more.

 Indicates that the product is available through BusinessIQ.

Letter Campaigns and Research Tools

Delinquency Notification Service

Experian-branded letter campaigns proven to recover debt more efficiently while reducing collections costs. Learn more.

Collection Recovery Tool

Track down hard-to-find commercial debtors to significantly improve your commercial collections. Learn more.

Business Collection Suite

Available through BusinessIQ, combines the Delinquency Notification Service and Collections Recovery Tool into a powerful resource for debt recovery on your commercial accounts.

Business Owner Background Report

Expand your skip-tracing capabilities, and also get unprecedented visibility into a business owner or principal’s relationships with current and former business interests. Learn more.

BusinessIQ

With industry-leading features and functionality, BusinessIQ is the online portal to all of Experian’s online commercial credit tools – from reports and scores to portfolio management, decisioning, collections and more.  BusinessIQ also offers advanced analysis and reporting tools and can be the center for credit workflow management. Learn more.

 Indicates that the product is available through BusinessIQ.

BizID^SM

Prevent fraud and comply with regulatory mandates with BizID – our most comprehensive and powerful commercial fraud and authentication product available. Learn more.

Business Owner Background Report

Identify fraud at the business-owner level , and also get unprecedented visibility into a business owner or principal’s relationships with current and former business interests. Learn more.

Commercial Risk Database

Receive our full commercial database with information on U.S. businesses of all sizes including the industry’s deepest data on small and mid-sized businesses. Contact us for more information.

Evaluate, Monitor and Collect

BusinessIQ Express

Keep your cash flowing with a useful tool that helps small businesses evaluate, monitor and collect on prospects, customers, suppliers and partners. Learn more.

Self Monitoring and Screening Tools

Business Credit Advantage

Manage your business credit report with unlimited access and instant alerts with the report changes – monthly and annual subscriptions. Learn more.

Small Business Solutions

Business Credit Pro

Feel confident about who you are doing business with by screening up to 30 suppliers, vendors and contractors. Learn more.

ProfilePlus Report

View your comprehensive business credit report and score. Learn more.

CreditScore Report

Get your business score and a summary of the information in your business credit report. Learn more.

BizVerify Report

New business? See a basic view of your business record and manage its growth over time. Learn more.

Resources, Tips and Tools

Update your business credit report

Test your business credit score IQ

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