It’s now critical to identify accounts with a protected status before making collection efforts, in order to minimize legal risk and optimize your resources.

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New Large Bank Pricing Rule- he revised rule attempts to address lenders’ concerns that they would be unable to comply with the new rule’s provisions, particularly the added requirement of reporting subprime and leveraged consumer loans

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Make Matching Prospects With the Right Products Easy-Improving acquisition numbers in the current market has many benefits. Being able to streamline the process and proactively match the right consumers to the right products will reduce acquisition costs. Consumers also benefit because it has no impact on their credit score.

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Understanding some fundamental principles about credit cards will help your customers choose the best ones to carry in their purses or wallets.

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VantageScore® helps consistently measure a consumer’s creditworthiness across all bureau platforms The majority of lending decisions are based on custom scores developed and owned by individual creditors. Financial institutions view these custom scores as intellectual property, and they are rarely, if ever, disclosed to consumers. There also are various third-party scores that lenders use in [...]

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Benefit From Knowing a Consumer’s Ability to Pay- Income estimation models are being incorporated into various processes to improve prospecting techniques and allow for more informed decisions.

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Opportunities Within the Underbanked Market -Nearly 64 million U.S. consumers have limited or no traditional credit history. Approximately 25 percent of the population could benefit from a wide range of financial products and services

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