Experian Blog | News, Policy and Education - Part 3

Toyota Tops Corporate Loyalty, Ford Leads Brand Loyalty

Experian Study Finds Vehicle History Has Major Impact on Loan Performance

Experian Provides Consumers with Helpful Resources

Experian Automotive Market Trends Report Shows Recovery by Toyota and Honda

Posted on Jul 24 2012 by Roslyn Whitehurst

According to the Experian Automotive industry market trends and loyalty report, Toyota finished third in overall corporate loyalty, with 45.7 percent of their customers who returned to market during Q1 2012 purchasing or leasing another Toyota vehicle. Toyota’s corporate loyalty ranking had dropped to 41.8 percent in Q2 2011, the first full quarter after the earthquake and tsunami. Honda’s corporate loyalty was 42.1 percent in Q1 2012, after falling to 36.4 percent in Q3 2011.

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Experian and the CFPB – Both Committed to Helping Consumers

Posted on Jul 16 2012 by Tony Hadley

“Today, the CFPB announced a final rule addressing its role in supervising certain credit reporting agencies, including Experian and others that are large market participants in the industry.

During a field hearing in Detroit, CFPB Director Richard Cordray’s spoke about a new regulatory focus on the accuracy of the information received by the credit reporting companies, the role they play in assembling and maintaining that information, and the process available to consumers for correcting errors. We look forward to working with CFPB on these important priorities.

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Experian’s View of the Consumer Financial Protection Bureau

Posted on Jul 12 2012 by Tony Hadley

The Consumer Financial Protection Bureau is coming up on its one year anniversary, and the questions still persist around what it means for credit reporting agencies and other providers of data to the financial services industry. One major focal point has been the agency’s “new” authority to supervise and examine large market participants, like Experian.

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The Most-Overlooked Financial Planning Tool That’s Free to Everyone

Posted on Jul 12 2012 by Michael Troncale

What did you do with that envelope that used to arrive once a year with estimates of your future Social Security benefits? You might have reviewed the information. You may have even filed the statement away as a reference. Now, this powerful financial planning tool is as close as the nearest computer.

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One Million People Go Online to Access Their Social Security Statement

Posted on Jul 03 2012 by Michael Troncale

The Social Security Administration recently announced that in less than two months’ time, one million people have gone online, created a My Social Security account and viewed their Social Security Statement.

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Experian Automotive to Provide National Motor Vehicle Title Information Systems (NMVTIS) Reports to California Auto Dealers

Posted on Jul 02 2012 by Roslyn Whitehurst

Experian Automotive today announced that it will offer National Motor Vehicle Title Information Systems (NMVTIS) Reports to California auto dealers, enabling them to stay in compliance with new government regulations.

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Experian Marketing Services Reports Google Share of Searches at 65% in May 2012

Posted on Jun 29 2012 by Matt Tatham

Experian Marketing Services’ Hitwise® announced today that Google accounted for 65.02 percent of all U.S. searches conducted in the four weeks ending June 2, 2012.

The combined Bing-powered search comprised 28.12 percent of searches for the month, with Yahoo! Search and Bing receiving 14.95 percent and 13.17 percent, respectively. The remaining 65 search engines in the Hitwise Search Engine Analysis report accounted for 6.86 percent of U.S. searches.

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Congress Looks at Removing Paid or Settled Medical Debt from Credit Reports

Posted on Jun 28 2012 by Zack Smith

Last year, Rep. Heath Shuler (D-NC) introduced the Medical Debt Resolution Act (H.R. 2086), which would amend the Fair Credit Reporting Act to require the Consumer Reporting Agencies (CRAs) to remove paid or settled medical debt from a consumers’ credit file.

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The Number of Older Vehicles on the Road Increased More Than 17 Million Since 2009

Posted on Jun 27 2012 by Roslyn Whitehurst

Experian Automotive today announced that there were 17.3 million more light-duty vehicles seven years and older on the road in the United States than there were three years ago.

According to its Q1 2012 Vehicles in Operation (VIO) market analysis, Experian Automotive also found that there were more than 245 million vehicles on U.S. roads, and that the age of vehicles increased when compared to Q1 2011, up 1.9 percent to an average age of 11 years.

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Experian Marketing Services Provides Pinterest Functionality to Help Retailers Go Viral

Posted on Jun 26 2012 by Matt Tatham

Experian Marketing Services’ CheetahMail® developed a new Pinterest email functionality late last year that has produced significantly higher both open and click rates for emails with the functionality, while also enabling retailers’ products to go viral. Several retailers, including Ballard Designs, have seen significant increases in click-to-open rates, Pinterest followers and pinboard activity by incorporating the capability into their email campaigns.

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The Original Band is Back in a New Campaign for FreeCreditScore.com

Posted on Jun 18 2012 by Michael Delgado

Theyyyy’re baaack! They once graced American televisions singing witty lyrics about their personal credit woes while waiting tables in pirate costumes, living out of the in-laws’ basement and getting snubbed by women because of their lackluster car. Now, after a two-year hiatus, The Original Band is back by popular demand.

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Experian Marketing Services’ ChoiceScore Now Available Through Reseller Adrea Rubin Marketing

Posted on Jun 14 2012 by Jennifer Marshall

Experian Marketing Services, a leading provider of data, analytics and marketing technologies, today announced an expanded relationship with Adrea Rubin Marketing, Inc., the life and health insurance marketing leader. This relationship makes Adrea Rubin Marketing a preferred provider of Experian Marketing Services’ ChoiceScore to the life and health insurance vertical.

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How Experian is Helping Consumers with Little to No Credit History

Posted on Jun 14 2012 by Kristine Snyder

Did you know that there are 64 million people in the United States that have little or no traditional credit history?

These people are typically referred to as underbanked or underserved consumers and Experian just announced Extended View Score that can help these consumers gain access to credit products and services, which can lead them down the path of building a fuller credit history.

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FDIC Announces Revisions to Proposed Large Bank Pricing Rule

Posted on Jun 12 2012 by Zack Smith

Earlier this spring, the Federal Deposit Insurance Corporation (FDIC) announced a proposed amendment to the Assessments, Dividends, Assessment Base and Large Bank Pricing (LBP) rule that it put forward in February 2011.

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Experian Healthcare Ranks #77 on the Healthcare Informatics 100 List

Posted on Jun 07 2012 by Roslyn Whitehurst

Experian Healthcare, the leading provider of financial information services and market intelligence for health systems, hospitals, medical groups and specialty organizations, today announced that it is ranked No. 77 on the 2012 Healthcare Informatics (HCI) 100 list.

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Data Breach Legislation passed in Vermont and Connecticut

Posted on Jun 01 2012 by Zack Smith

Although 46 states, the District of Columbia and Puerto Rico have passed laws requiring consumer notification in the event of a security breach of personal information, recent large-scale and publicized breaches continue to make data security a top legislative agenda item in statehouses across the country. Of the 15 data breach proposals introduced by State legislators this year, two have been signed into law.

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Experian RentBureau to Receive Rental Payment History from Riverstone Residential Group

Posted on May 30 2012 by Kristine Snyder

Experian® RentBureau®, the leading provider of rental payment history data to the multifamily industry, today announces the agreement of Riverstone Residential Group to contribute its residents’ payment data to Experian RentBureau.

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Consumer Credit Scores for Auto Loans Drop to Near Prerecession Levels

Posted on May 29 2012 by Roslyn Whitehurst

Experian Automotive today announced that average credit scores for consumers buying a vehicle have dropped to near prerecession levels.

According to its quarterly automotive credit analysis, the average credit score for financing a new vehicle dropped six points to 760 and dropped four points to 659 for used vehicles. Comparatively, credit scores in Q1 of 2008 were at an average of 753 for new vehicles and 653 for used.

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Experian Acquires Conversen Inc.

Posted on May 21 2012 by Scott Anderson

Experian Marketing Services today announced the acquisition of Conversen. Conversen is a pioneer in developing interaction management technologies that enable marketers to create fully integrated, cross-channel conversations through mobile, Web, social, email and traditional channels.

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50% Discount on BusinessIQ Express to Celebrate National Small Business Week

Posted on May 21 2012 by Roslyn Whitehurst

Experian®, the leading global information services company, today announced that during National Small Business Week, May 20–26, it will offer BusinessIQ Express at half off its annual subscription price for the first year of service.

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Experian and Moody’s Analytics Launch Small Business Credit Index

Posted on May 17 2012 by Roslyn Whitehurst

Experian®, the leading global information services company, today announced that it has joined forces with Moody’s Analytics to create a business index and detailed report that provides insight into the health of U.S. businesses.

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Securely Access Your Social Security Earnings and Benefit Information Online

Posted on May 17 2012 by Michael Troncale

Secure and convenient online access to your Social Security earnings and benefit information is available due in part to fraud prevention services that help the U.S. Social Security Administration (SSA).

The SSA uses Experian fraud prevention services to securely authenticate and safeguard the identities of consumers who now have online access to their Social Security earnings and benefit information through the SSA’s new online Social Security Statement.

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Experian Provides Renters Opportunity to Build Credit with ClearNow®

Posted on May 16 2012 by Kristine Snyder

Experian®, the leading global information services company, today announced that it has extended its capability to accept rental payment data from individual landlords and property managers through its new collaboration with ClearNow®. Learn more.

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CFPB Privilege Issue Debated by Policymakers

Posted on May 16 2012 by Zack Smith

Recently there has been one area of Consumer Financial Protection Bureau (CFPB) reform that has gained support from Republicans and Democrats in Congress, as well as the CFPB Director himself: ensuring the confidentiality of privileged information that financial institutions provide to the bureau.

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How PowerCurve Decision Management Software Helps Businesses

Posted on May 15 2012 by Michael Delgado

We recently announced the availability of PowerCurve, the new decision management software portfolio, which helps organisations manage and grow their portfolios by improving the way they use information to make customer decisions.

PowerCurve builds on more than 30 years of experience that Experian has providing organizations across the globe with expert decisioning tools. It is equipped with some of the most advanced decision analytics capabilities in the market today.

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