Tony Hadley

Tony Hadley is Senior Vice President of Government Affairs and Public Policy for Experian. He leads the corporation’s legislative, regulatory and policy programs relating to consumer reporting, consumer finance, direct and digital marketing, e-commerce, financial education and data protection. Hadley leads Experian’s legislative and regulatory efforts with a number of trade groups and alliances, including the American Financial Services Association, the Direct Marketing Association, the Consumer Data Industry Association, the U.S. Chamber of Commerce and the Interactive Advertising Bureau. Hadley is Chairman of the National Business Coalition on E-commerce and Privacy.

All posts by Tony Hadley

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Industry Self-regulation Spurs Responsible Innovation ...

There’s no arguing the importance of data to the marketing industry, but it’s equally important for marketers to leverage data in a responsible manner....

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Credit Score Competition Would Help Consumers and Redu...

By all accounts, the national housing market in the US stabilized with a recent report showing year-over-year growth at 6.8 percent for October 2015. However, while interest rates remain near all-time lows, it’s estimated that millions of Americans are unable to take advantage of this opportunity because they are...

Read More Credit Score Competition Would Help Consumers and Reduce Risk
Legislation Introduced to Empower “Credit Invisible” C...

In a recent report, the Consumer Financial Protection Bureau (CFPB) estimated that there are more than 45 million American consumers that are “credit invisible,” meaning that they either have no credit history or a credit file too thin to receive access to mainstream credit products. This limits their ability...

Read More Legislation Introduced to Empower “Credit Invisible” Consumers
CFPB Complaint Portal Needs Context to Understand the ...

On July 16, the CFPB published its “first ever” monthly report providing a snapshot of complaints filed by consumers through the agency’s complaint portal. For full disclosure, Experian is one of the top three companies that received the most complaints from February through April 2015. But that is absolutely...

Read More CFPB Complaint Portal Needs Context to Understand the Data
Top 3 CFPB Priorities for 2015...

We’re just a few months into a new year and already there are clear signs how the Consumer Financial Protection Bureau (CFPB) plans to further advance its regulatory authority over bank and non-bank entities across the credit ecosystem. Here is a look at the top three priorities for the...

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Congress Should Take Action to Improve Financial Educa...

How can I improve my credit score? That’s a question thousands of consumers ask Experian every day. This question is asked even more frequently now that lenders are sending an estimated 120 million credit-score disclosures each year to consumers when they are denied credit or are offered terms that...

Read More Congress Should Take Action to Improve Financial Education In Our Country
Harnessing Big Data and Big Data analytics to improve ...

As the increased buzz about Big Data has filtered into Washington, D.C., policymakers have sought to learn more about Big Data, the technology that drives it, and the benefits and potential impacts for consumers. To that end, there have been three government reports released over the past year —...

Read More Harnessing Big Data and Big Data analytics to improve financial inclusion
Five Truths About Marketing Information Service Provid...

In a world where customized advertising is delivered directly to the right group of people in the most targeted ways, it’s hard to remember that life wasn’t always this convenient. Because marketing information service providers (aka: “data brokers”) play such an important role in our lives and our economy,...

Read More Five Truths About Marketing Information Service Providers (aka “Data Brokers”)
FTC’s Proposal for a Central Website for “Data Brokers...

The FTC has advocated for the creation of a central website where marketing information service providers (FTC calls them “data brokers”) would be listed, with links to these companies, their privacy policies and also choice options, giving consumers the capability to review/amend the data that companies maintain. The FTC...

Read More FTC’s Proposal for a Central Website for “Data Brokers” Won’t Work…Here’s Why