Tag: credit lending

Loading...

This article was updated on February 13, 2024. Traditional credit data has long been a reliable source for measuring consumers’ creditworthiness. While that’s not...

February 13, 2024 by Laura Burrows

This article was updated on February 12, 2024. The Buy Now, Pay Later (BNPL) space has grown massively over the last few years. But...

February 12, 2024 by Alison Hillendahl

Credit portfolio management has often involved navigating uncertainty, but some periods are more extreme than others. With the right data and analytics you can...

June 15, 2023 by Laura Burrows

Experian recently attended Fintech Nexus USA, formally known as LendIt Fintech USA, the leading event for innovation in financial services. The event was held...

June 27, 2022 by Kara Nieberlein

It’s one thing to make a corporate commitment to financial inclusion, but quite another to set specific goals and measure outcomes. What goals should...

April 19, 2022 by Guest Contributor

For decades, the credit scoring system has relied on traditional data that only examines existing credit captured on a credit report – such as...

April 5, 2022 by Guest Contributor

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. As a result, the use of expanded Fair Credit...

August 2, 2021 by Kim Le

Big data is bringing changes to the way credit scores are reported and making it easier for lenders to find creditworthy consumers, and for...

September 17, 2020 by Laura Burrows

In today’s uncertain economic environment, the question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s mind.  With...

August 3, 2020 by Laura Burrows

To combat the growing threat of synthetic identity fraud, Experian recently announced the launch of Sure ProfileTM, a revolutionary change to the credit profile...

June 2, 2020 by Alison Hillendahl

With many individuals finding themselves in increasingly vulnerable positions due to COVID-19, lenders must refine their policies based on their consumers’ current financial situations....

May 27, 2020 by Laura Burrows

The current pandemic will affect the way financial institutions lend and provide credit. Shawn Rife, Experian’s Director of Product Scoring, discusses the ways that...

May 15, 2020 by Kelly Nguyen

When running a credit report on a new applicant, you must ensure Fair Credit Reporting Act (FCRA) compliance before accessing, using and sharing the...

May 11, 2020 by Laura Burrows

With new legislation, including the Coronavirus Aid, Relief, and Economic Security (CARES) Act impacting how data furnishers will report accounts, and government relief programs...

April 15, 2020 by Laura Burrows

Last week, artificial intelligence (AI) made waves in the news as the Vatican and tech giants signed a statement with a set of guidelines...

March 5, 2020 by Kelly Nguyen

Subscribe to our blog

Enter your name and email for the latest updates.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Subscribe to our Experian Insights blog

Don't miss out on the latest industry trends and insights!
Subscribe