Tag: credit card

Loading...

This article was updated on August 24, 2023. The continuous shift to digital has made a tremendous impact on consumer preferences and behaviors, with...

August 24, 2023 by Theresa Nguyen

 With nearly seven billion credit card and personal loan acquisition mailers sent out last year, consumers are persistently targeted with pre-approved offers, making...

April 18, 2023 by Laura Burrows

Even as 75% of large and mid-sized U.S. e-commerce marketplace merchants predict continued double-digit online sales growth rates through the end of 2022,1 their...

July 31, 2022 by Kim Le

From awarding bonus points on food delivery purchases to incorporating social media into their marketing efforts, credit card issuers have leveled up their acquisition...

May 17, 2022 by Theresa Nguyen

Rewards are among the most appealing features of any credit card. While upfront benefits, like sign-up bonuses and cashback, are most influential in card...

April 11, 2022 by Theresa Nguyen

With consumers having more banking options than ever before, loyalty has become the most valuable currency for financial institutions (FI). As fintechs and big...

January 31, 2022 by Theresa Nguyen

The payments landscape is rapidly evolving, and as businesses set their strategic agendas for the new year, it’s important to analyze and adapt to...

January 24, 2022 by Theresa Nguyen

Who said that direct mail was dead? Though consumers have flooded to digital channels since the onset of the pandemic, with 55% now having...

December 13, 2021 by Theresa Nguyen

When I worked as a junior analyst for one of the largest credit card issuers in the United States, the chief credit risk officer...

February 18, 2021 by Victoria Soriano

Inactive credit card accounts are defined as credit cards that were approved, opened and never used by account holders. They also include credit card...

February 9, 2021 by Victoria Soriano

Credit cards are the most widely available credit products offered to millions of consumers today. For many consumers, owning a credit card is a...

January 19, 2021 by Victoria Soriano

As industry experts are still unsure when the economy will fully recover, re-entry into marketing preapproved credit offers seems like a far-off proposal. However,...

October 6, 2020 by Eric Johnson

The coronavirus (COVID-19) outbreak is causing widespread concern and economic hardship for consumers and businesses across the globe – including financial institutions, who have...

April 23, 2020 by Laura Burrows

This article was updated on September 11, 2023. According to research, only 15% of American consumers have swapped out their go-to credit card in...

January 15, 2020 by Laura Burrows

As the holiday shopping season kicks off, it’s prime time for fraudsters to prey on consumers who are racking up rewards points as they...

December 4, 2019 by Alison Hillendahl

Subscribe to our blog

Enter your name and email for the latest updates.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Subscribe to our Experian Insights blog

Don't miss out on the latest industry trends and insights!
Subscribe