There are more than 100 million people in the United States who don’t have a fair chance at access to credit. These people are...
It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...
Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...
Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...
So often a microscope is set on examining millennials and their behaviors – especially when it comes to their priorities and finances. But there’s...
Smartphones connect us to the world of digital information while on the go. With just a few touches, you can browse the internet, get...
Last Updated: January 2019 Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that...
With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio. Here...
According to our recent research for the State of Alternative Credit Data, more lenders are using alternative credit data to determine if a consumer...
Trended attributes and consumer lending Digging deeper into consumer credit data can help provide new insights into trending behavior, providing more than just point-in-time...
In 2017, a meaningful jump in consumer sentiment bolstered spending, and caused the spread between disposable personal income and consumer spending to reach an...
The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly...
Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance...
Our 8th annual State of Credit report shows that consumer credit scores and signs of economic recovery continue on an upward trend, coming close...
School is nearly back in session. You know what that means? The next wave of college students is taking out their first student loans....