Tag: consumer credit

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There are more than 100 million people in the United States who don’t have a fair chance at access to credit. These people are...

March 12, 2020 by Brittany Peterson

It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...

May 20, 2019 by Stefani Wendel

Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...

May 7, 2019 by Stefani Wendel

Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...

April 25, 2019 by Laura Burrows

So often a microscope is set on examining millennials and their behaviors – especially when it comes to their priorities and finances. But there’s...

April 23, 2019 by Stefani Wendel

Smartphones connect us to the world of digital information while on the go. With just a few touches, you can browse the internet, get...

March 11, 2019 by Laura Burrows

Last Updated: January 2019 Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that...

September 18, 2018 by Stefani Wendel

With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio. Here...

August 25, 2018 by Guest Contributor

According to our recent research for the State of Alternative Credit Data, more lenders are using alternative credit data to determine if a consumer...

May 25, 2018 by Guest Contributor

Trended attributes and consumer lending Digging deeper into consumer credit data can help provide new insights into trending behavior, providing more than just point-in-time...

March 9, 2018 by Guest Contributor

In 2017, a meaningful jump in consumer sentiment bolstered spending, and caused the spread between disposable personal income and consumer spending to reach an...

March 7, 2018 by Guest Contributor

The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly...

March 1, 2018 by Guest Contributor

Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance...

February 23, 2018 by Guest Contributor

Our 8th annual State of Credit report shows that consumer credit scores and signs of economic recovery continue on an upward trend, coming close...

February 1, 2018 by Guest Contributor

School is nearly back in session. You know what that means? The next wave of college students is taking out their first student loans....

August 23, 2017 by Kerry Rivera

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