Credit Cornerstone

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Mortgage originations increase year over year...

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations increased 25% year over year in Q1 2015 to $316 billion....

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Survey reveals travel spending behavior...

According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up...

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Identity theft strikes anywhere, even on vacation...

A recent Experian survey found that while consumers are getting better about protecting their information on a regular basis, many do not take the...

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Small-business start-ups decline...

While an influx of small businesses opened during the height of the recession, a recent Experian study found that between 2010 and 2014, small-business...

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Delinquencies move in the right direction as balances ...

According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with...

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Home buying with swagger...

As the summer home buying season kicks into high gear, a newly released survey shows the importance of understanding credit scores and their impact...

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HELOC originations continue growth trend...

According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to...

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Auto loan balances continue to set new records...

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $905 billion in the first...

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More drivers using green to go Green...

A recent Experian Automotive analysis found that consumers who purchased an alternative-powered vehicle did not just go Green by cutting back on fuel; they...

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Developing a data migration plan...

Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data...

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25% year over year increase in mortgage originations...

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion....

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Making a great first impression...

According to a recent Experian Marketing Services study, informational or "thanks for joining" messages drive significantly higher open and transaction rates than promotional emails,...

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Using data to understand customer preferences...

In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver...

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Authentication through device intelligence...

With more than one-third of customers interacting with a single business in five or more channels and more than 85 percent of consumers using...

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A centralized approach to data quality...

Data quality continues to be a challenge for many organizations....

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