Credit Cornerstone

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HELOC originations warm up...

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

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Fraud in an omnichannel world...

According to a recent Experian Marketing Services study, 36% of companies interact with customers in five or more...

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Top marketing resolutions...

For marketers, the start of a new year is an opportunity to look ahead....

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Millennials and online marketplace lending...

As millennials continue to experience challenges in obtaining credit, Experian’s latest research finds that this population is very receptive to nonbank lenders for the...

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Credit card debt reaches highest level since 2009...

Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....

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New Year’s resolutions...

As 2016 approaches, many people have identified their New Year’s resolutions, but the majority fail to stick to these resolutions.  While 45% of people...

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Top holiday songs...

According to PlayNetwork.com, for the first time in two decades Mariah Carey’s “All I Want For Christmas Is You” is no longer the most-played...

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Growing thin-file millennials...

Millennials, now the largest generation in the United States, are taking longer to establish credit than earlier generations of young people....

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More consumers opt for auto leases...

According to the latest Experian State of the Automotive Finance Market report, leases accounted for nearly 27% of all new vehicle transactions in Q3...

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The current state of credit...

Experian® recently released the 2015 State of Credit report, which analyzes key credit metrics across the nation....

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Insights for the holiday marketer...

With Black Friday quickly approaching, a recent Experian study shows online Black Friday searches are already tracking ahead of last year. This October, the...

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Scoring millennials...

According to a recent survey commissioned by VantageScore Solutions, millennials cite being unscoreable as the main obstacle to credit access. Among the findings: One-third...

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Self-regulatory program for nonbank small-business len...

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...

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Forging lasting relationships with millennials...

Winning the loyalty of millennials continues to be a key area of opportunity for financial...

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Ready, set, go! Last minute Halloween campaigns...

While marketers typically begin deploying Halloween emails in September, last-minute mailings receive the highest response....

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