Credit Cornerstone

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E-filing taxes and identity theft...

A recent Experian study reveals that tax filing, document collection and refund processing are done online more often, yet only 6% of consumers file...

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Creditworthy today but maybe not tomorrow...

A recent study by VantageScore Solutions, LLC analyzed if consumers would continue to be creditworthy over time. Highlights about consumer credit score migration over...

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Auto loan amounts set new records...

According to Experian’s State of the Automotive Finance Market report, the average amount financed for a new vehicle in Q4 2015 was $29,551 —...

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Average credit scores for women vs. men...

According to a recent Experian study, women handle money, debt and financial decisions better than men....

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Going Green...

Millions of people around the world are wearing green to celebrate St. Patrick’s Day today. Some interesting facts on the color: Green is associated...

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Where is e-commerce fraud taking place?...

Top states for billing and shipping e-commerce fraud With more than 13 million fraud victims in 2015, assessing where fraud occurs is an important...

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Bankcard originations continue steady growth trend...

Bankcard origination volumes reached $97.5 billion in Q4 2015, the highest level on record since Q3 2008 and an increase of 22% over the...

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Rethinking the credit score...

A recent survey commissioned by VantageScore Solutions, LLC found that among consumers who are unable to obtain credit, 27% attribute the situation to lack...

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Are your lending strategies keeping up with the market...

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $987 billion in Q4 2015...

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Identity theft and tax fraud...

A recent Experian survey shows a growing concern over identity theft and tax fraud. 42% of consumers are concerned that someone could access their...

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HELOC originations warm up...

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

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Fraud in an omnichannel world...

According to a recent Experian Marketing Services study, 36% of companies interact with customers in five or more...

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Top marketing resolutions...

For marketers, the start of a new year is an opportunity to look ahead....

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Millennials and online marketplace lending...

As millennials continue to experience challenges in obtaining credit, Experian’s latest research finds that this population is very receptive to nonbank lenders for the...

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Credit card debt reaches highest level since 2009...

Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....

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