Credit Cornerstone

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It’s that time of year — for debt consolidation...

The holidays can be a stressful time for consumers — and an important time for lenders to anticipate the aftermath of big credit card...

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2016 data trends...

As we kick off the new year, let’s take a look at some interesting things we learned about data quality in 2016. Our latest...

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Technology sharing is critical in preventing fraud...

Fraud and cybersecurity are two of the biggest risks challenging organizations and the economy today. Fraud has become its own industry, to the tune...

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A better future...

At Experian, we’re proud to be the backbone of financial progress. We’re making sense of data and information in powerful new ways. For example,...

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Benefits of credit scoring options...

Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...

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A little AI help...

As we kick off the holiday shopping season, let’s look at the increasingly popular smart voice/artificial intelligent assistant. Here are some insights from a...

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Turkey — by the numbers...

It’s that time of year — for turkey. During Thanksgiving 2015, 736 million pounds of turkey were consumed in the United States. Hungry for...

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Design more effective email campaigns...

The best way to increase email open rates? Include a subscriber’s name in the subject line. A recent Experian study found that in addition...

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Advanced credit risk scores...

Lenders are looking for ways to accurately score more consumers and grow their applicant pool without increasing risk. And it looks like more and...

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2.5 million consumers ready to rebound...

A recent Experian analysis shows that about 2.5 million consumers will have a foreclosure, short sale or bankruptcy fall off their credit report between...

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4 things to do before dialing your customers...

Call if you need to, but protect yourself from TCPA exposure first. Follow these steps when creating your dialing strategy: Obtain customer consent Determine...

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Lost revenue opportunities in loyalty programs...

Businesses believe that 23% of their customer or prospect data is inaccurate. Since 84% of companies have a loyalty or customer engagement program in...

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Millennials and homeownership...

Millennials are coming of age and experiencing big life moments — college graduation, their first job, getting married and moving out. But what about...

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2016 e-commerce fraud on pace to surpass 2015...

As we approach the one-year anniversary of the EMV liability shift, we have seen an increase in e-commerce fraud — to the tune of...

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Leasing and used vehicle sales continue to break recor...

Leasing continued its strong growth as the share of new vehicles leased jumped from 26.9% in Q2 2015 to a record high of 31.4%...

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