Credit Cornerstone

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Global trends for fighting fraud...

Experian’s annual global fraud report reveals trends that can help organizations mitigate fraud and improve the customer experience: Apply the right-sized fraud solutions to...

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Is the speed of fraud threatening your business?...

In an attempt to stay ahead of fraud, systems have become more complex, more expensive and even more difficult to manage, leading to more...

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Risk models stand the test of time...

As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...

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Homebuying and credit education...

A recent national survey by Experian revealed opportunities for businesses to build relationships with future homebuyers before they’re ready to obtain a loan. Insights...

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Keeping up with the mobile customer...

Many fraud and compliance teams are struggling to keep pace with new business dynamics. Here are several of the many mobile device trends affecting...

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Vulnerabilities in the Internet of Things...

Every day, millions of new things get connected online, such as toasters, heart monitors and cars. Many of these things have weak security controls...

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College grads ill-prepared to manage credit...

According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...

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Auto loans top $1 trillion...

According to the most recent State of the Automotive Finance Market report, the total balance of open automotive loans increased 11.1% in Q1 2016,...

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Small-business credit conditions stable in Q1...

A recent study shows that small-business credit conditions remained relatively unchanged in Q1 2016, as delinquency and bankruptcy rates held steady at low levels....

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Colleges failing in credit education...

According to a national survey by Experian, one in five college grads give their school an “F” in credit education. Additional survey highlights: 69%...

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HELOC originations still going strong...

HELOC originations continued to benefit from the real-estate recovery and consumer desire to tap into available equity. According to the latest Experian–Oliver Wyman Market...

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Newlyweds and finances...

According to a recent Experian survey, the majority of newlyweds say financial responsibility is a key quality in a spouse. Yet many neglect to...

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Future home buyers concerned about their credit...

According to a national survey, many future home buyers do not feel confident about their current credit score status. In fact, 34% of future...

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Top challenges for marketers revealed...

Experian’s 2016 Digital Marketer Report reveals the key issues impacting marketers today. 38% of marketers rank knowing customer needs, wants and attitudes as their...

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Auto financing update–leases set new record...

As new vehicle prices continue to rise, more consumers are turning to leasing as a cost-effective auto financing option. Findings from the most recent...

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