Credit Cornerstone

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Surviving the season of giving without drowning in deb...

According to a new survey from Experian Consumer Services, consumers are anticipating spending more on gifts this holiday season than they did in 2013.......

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Minnesota dominates top 10 list...

Experian's most recent State of Credit report analyzed the average credit scores for more than 100 metropolitan statistical areas (MSAs)....

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A mobile-centric approach to acquisitions...

The ubiquity of mobile devices provides financial services marketers with an effective way to distribute targeted, customized messages that appeal to a single shopper...

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Balance transfers: a profitable opportunity...

Card-to-card balance transfers represent a substantial profit opportunity for...

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The diversity of technology complicates customer authe...

According to a recent 41st Parameter® study, 85 percent of consumers use online or mobile channels to conduct...

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Credit unions tailgate captive auto lenders...

Auto loan originations reached $153 billion in Q2 2014, which was a 16 percent increase over the same quarter last year. While the largest...

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Study highlights top reasons for email personalization...

According to a recent Experian Data Quality study, three out of four organizations personalize their marketing messages or are in the process of doing......

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Study analyzes student loan trends...

Consumer debt for every major consumer lending category has decreased over the past few years, except for student...

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Consumers are tapping into home equity across the nati...

HELOC originations grew 27 percent year over year in Q2...

Read More Consumers are tapping into home equity across the nation
The power of data quality...

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer...

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Survey finds consumers expect more from breached organ...

As data breaches continue to attract publicity, consumers are expecting more from impacted organizations....

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Rental data can help underbanked consumers gain access...

A recent study analyzing the impact of rental data on the credit scores of subsidized housing residents uncovered compelling...

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Delinquencies fall as bankcard originations continue g...

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of...

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HELOC activity on the rise...

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into...

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Travelers need more than sunscreen to protect themselv...

A recent survey reveals that 30 percent of travelers have experienced identity theft while traveling or know someone who...

Read More Travelers need more than sunscreen to protect themselves