Credit Cornerstone

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The diversity of technology complicates customer authe...

According to a recent 41st Parameter® study, 85 percent of consumers use online or mobile channels to conduct...

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Credit unions tailgate captive auto lenders...

Auto loan originations reached $153 billion in Q2 2014, which was a 16 percent increase over the same quarter last year. While the largest...

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Study highlights top reasons for email personalization...

According to a recent Experian Data Quality study, three out of four organizations personalize their marketing messages or are in the process of doing......

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Study analyzes student loan trends...

Consumer debt for every major consumer lending category has decreased over the past few years, except for student...

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Consumers are tapping into home equity across the nati...

HELOC originations grew 27 percent year over year in Q2...

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The power of data quality...

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer...

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Survey finds consumers expect more from breached organ...

As data breaches continue to attract publicity, consumers are expecting more from impacted organizations....

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Rental data can help underbanked consumers gain access...

A recent study analyzing the impact of rental data on the credit scores of subsidized housing residents uncovered compelling...

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Delinquencies fall as bankcard originations continue g...

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of...

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HELOC activity on the rise...

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into...

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Travelers need more than sunscreen to protect themselv...

A recent survey reveals that 30 percent of travelers have experienced identity theft while traveling or know someone who...

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Older-model vehicles at highest percentage on record...

While automotive loan originations grew 15 percent year over year in Q1 2014, a recent Experian Automotive study found that more consumers are continuing...

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Importance of a data breach response plan...

A recent study conducted by the Ponemon Institute found that a data breach is among the top three occurrences that affect brand reputation, along...

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Transitioning to a more predictive risk model...

Universe expansion is key to any lender's growth strategy. Sophisticated, advanced risk models, such as the VantageScore®3.0 model, allow lenders to score up to...

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Study analyzes email remarketing best practices...

According to Experian Marketing Services’ Q1 2014 Email Benchmark Report, personalized abandoned cart emails that dynamically show the actual customer cart had 25 percent...

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