Credit Cornerstone

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What bubble?...

Subprime vehicle loans When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the...

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Credit is king for vacationers...

Summer spending A study by Experian and Edelman Berland noted that travelers relied heavily on credit for vacation purchases last year — with many...

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Credit cards, credit lines, credit scores...

Analyzing credit scores and card balances According to a study by VantageScore® Solutions LLC, consumers with credit scores between 601 and 650 carry the...

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Are your customers making it easier for identity thiev...

Identity theft is frustrating. Not just for people, but for businesses too. According to our recent survey, many Americans are unknowingly engaging in risky...

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Fraud in the United Kingdom...

Experian’s ID Fraud Tracker, a quarterly analysis of fraud rates across consumer financial products, found that British families who are struggling financially — about...

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Making smarter credit decisions...

Credit reports provide a wealth of information. But did you know credit attributes are the key to extracting critical intelligence from each credit report?...

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Originations grow as delinquencies decline...

Although the average mortgage rate was more than 4% at the end of the first quarter*, Q1 mortgage originations were nearly $450 billion —...

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5 e-commerce fraud trends, according to Aite Group...

During our recent webinar, Detect and Prevent: The current state of e-commerce fraud, Julie Conroy, Aite Group research director, shared 5 key trends relating...

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4 tips for data management in retail...

Data is the cornerstone of retail success today. Yet only 39% of retailers trust their data when making important business decisions.  Your organization —...

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5 riskiest states of 2016...

With the recent switch to EMV and more than 4.2 billion records exposed by data breaches last year*, attackers are migrating their fraud attempts...

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Auto finance industry continues increasing pace...

Setting new records isn’t just for racecar drivers. The auto finance industry continues to achieve its own new highs. According to Experian’s State of...

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Understanding a consumer’s credit behavior...

Knowing a consumer’s credit information at a single point in time tells only part of the story. For the whole story, lenders need to...

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Where is e-commerce fraud taking place?...

The adoption of EMV terminals has pressured attackers to migrate their fraud attempts to the card-not-present channel. This is a major driver to the...

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Avoiding address manipulation fraud...

Legitimate address discrepancies are common, which surprises most people. And handling every address discrepancy as a high fraud risk is operationally expensive and inhibits...

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When “best” isn’t the best for fighting fr...

Fraud and address manipulation (Part 1) Identifying an address as incorrect seems simple enough. But in reality, address mismatches between an application and credit...

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