Credit Cornerstone

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The struggle is real...

Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and...

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Evolution of collections...

The collections space has been migrating from traditional mail and outbound calls to electronic payment portals, digital collections and virtual negotiators. Now that collectors...

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National Hispanic Heritage Month is Sept. 15 to Oct. 1...

With 1 in 6 U.S. residents being Hispanic, now is a great time for financial institutions to reflect on their largest growth opportunity. Here...

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Who’s on first?...

Evolution of first-party fraud to third Third-party and first-party schemes are now interchangeable, and traditional fraud detection practices are less effective in fighting these...

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Riskiest states for e-commerce fraud...

We recently analyzed millions of online transactions from the first half of 2017 to identify fraud attack rates. Here are the top 3 riskiest...

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Trilogy: Increasing engagement in cybersecurity (Part ...

Cybersecurity cannot be successful if siloed. The entire organization must be part of the effort. Take these steps to ensure a more engaged relationship...

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Trilogy: Increasing engagement in cybersecurity (Part ...

There’s a consensus that too many C-suite executives are disengaged with their organization’s cybersecurity efforts. That indifference can seriously hamper an organization’s ability to...

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Trilogy: Increasing engagement in cybersecurity (Part ...

Leadership and Cybersecurity Multiple studies suggest many executives aren’t as engaged as they should be when ensuring their organizations are prepared to mitigate and...

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Is there really a student loan debt crisis?...

There’s no shortage of headlines alluding to a student loan crisis. But is there a crisis brewing or is this just a headline grab?...

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Data migration checklist...

Did you know that 80% of all data migrations fail? Like any large project, data migration relies heavily on many variables. Successful data migration...

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Consumer Credit Default Indices...

The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels. More...

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The need for more inclusive data sources...

CFPB and credit invisibles A recent study by the Consumer Financial Protection Bureau (CFPB) found that American consumers establish credit differently depending on their...

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Financial health trends in America...

1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...

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The making of synthetic identities...

A combination of mass identity data compromise and the increasing abilities of organized fraud rings has created a synthetic identity epidemic that is impacting...

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Gen Z and credit...

There’s a new crew coming of age. Enter Generation Z. Gen Z — those born between the mid-1990s and the early 2000s — makes...

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